Compare Today’s Mortgage Rates for Clearlake, California
Pureloan searches mortgage lenders and major banks in Clearlake, California 95422 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,235 or $15 / month is expected in Clearlake and other areas of Lake county.
Pureloan’s search engine explores all home mortgage options in Clearlake, California 95422, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Clearlake, California 95422
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Clearlake, CA 95422, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Clearlake, California 95422 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Clearlake, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Clearlake, California 95422
If you’re looking to buy a new home in Clearlake, we have compiled a list of the leading mortgage brokers around Clearlake, California 95422 to help you with your search.
Cloverdale Realty & Home Loans
212 N Cloverdale Blvd
Cloverdale CA 95422
(707) 894-4323
http://www.Cloverdalerealty.org
Action Mortgage
214 N Cloverdale Blvd
Cloverdale CA 95422
(707) 894-4323
http://actionmortgagecompany.com/
Rainbow Mortgage & Investment
120 E 4th St
Cloverdale CA 95422
(707) 578-5626
jmissamore@arkrealty.com
Clarion Mortgage Capital
12638 Foot Hill Blvd
Clearlake Oaks CA 95422
(707) 998-3035
http://www.goldcirclerealty.com
LMC Mortgage
1112 Morgan St
Santa Rosa CA 95422
(707) 578-3004
Address
212 N Cloverdale Blvd
Cloverdale CA
Contact
(707) 894-4323
http://www.Cloverdalerealty.org
Address
214 N Cloverdale Blvd
Cloverdale CA
Contact
(707) 894-4323
http://actionmortgagecompany.com/
Address
120 E 4th St
Cloverdale CA
Contact
(707) 578-5626
jmissamore@arkrealty.com