Compare Today’s Mortgage Rates for Clearlake, California

Pureloan searches mortgage lenders and major banks in Clearlake, California 95422 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,235 or $15 / month is expected in Clearlake and other areas of Lake county.

Pureloan’s search engine explores all home mortgage options in Clearlake, California 95422, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Clearlake, California 95422

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Clearlake, CA 95422, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Clearlake, California 95422 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Clearlake, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Clearlake, California 95422

If you’re looking to buy a new home in Clearlake, we have compiled a list of the leading mortgage brokers around Clearlake, California 95422 to help you with your search.

Name
Address
Contact

Cloverdale Realty & Home Loans

212 N Cloverdale Blvd

Cloverdale CA 95422

(707) 894-4323

http://www.Cloverdalerealty.org

Action Mortgage

214 N Cloverdale Blvd

Cloverdale CA 95422

(707) 894-4323

http://actionmortgagecompany.com/

Rainbow Mortgage & Investment

120 E 4th St

Cloverdale CA 95422

(707) 578-5626

jmissamore@arkrealty.com

Clarion Mortgage Capital

12638 Foot Hill Blvd

Clearlake Oaks CA 95422

(707) 998-3035

http://www.goldcirclerealty.com

LMC Mortgage

1112 Morgan St

Santa Rosa CA 95422

(707) 578-3004

Address

212 N Cloverdale Blvd

Cloverdale CA

Contact

(707) 894-4323

http://www.Cloverdalerealty.org

Address

214 N Cloverdale Blvd

Cloverdale CA

Contact

(707) 894-4323

http://actionmortgagecompany.com/

Address

120 E 4th St

Cloverdale CA

Contact

(707) 578-5626

jmissamore@arkrealty.com

News on Mortgages and Reverse Mortgages for Clearlake, California 95422