Compare Today’s Mortgage Rates for Clearlake Oaks, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Clearlake Oaks, California 95423. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,685 or $19 / month in Clearlake Oaks and surrounding areas of Lake county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Clearlake Oaks, California 95423.

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Summary of Average Mortgage Terms in Clearlake Oaks, California 95423

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Clearlake Oaks, CA 95423, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Clearlake Oaks, California 95423 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Clearlake Oaks, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Clearlake Oaks, California 95423

If you’re looking to buy a new home in Clearlake Oaks, we have compiled a list of the leading mortgage brokers around Clearlake Oaks, California 95423 to help you with your search.

Name
Address
Contact

Clarion Mortgage Capital

12638 Foot Hill Blvd

Clearlake Oaks CA 95423

(707) 998-3035

http://www.goldcirclerealty.com

Cloverdale Realty & Home Loans

212 N Cloverdale Blvd

Cloverdale CA 95423

(707) 894-4323

http://www.Cloverdalerealty.org

Action Mortgage

214 N Cloverdale Blvd

Cloverdale CA 95423

(707) 894-4323

http://actionmortgagecompany.com/

Rainbow Mortgage & Investment

120 E 4th St

Cloverdale CA 95423

(707) 578-5626

jmissamore@arkrealty.com

LMC Mortgage

1112 Morgan St

Santa Rosa CA 95423

(707) 578-3004

Address

12638 Foot Hill Blvd

Clearlake Oaks CA

Contact

(707) 998-3035

http://www.goldcirclerealty.com

Address

212 N Cloverdale Blvd

Cloverdale CA

Contact

(707) 894-4323

http://www.Cloverdalerealty.org

Address

214 N Cloverdale Blvd

Cloverdale CA

Contact

(707) 894-4323

http://actionmortgagecompany.com/

News on Mortgages and Reverse Mortgages for Clearlake Oaks, California 95423