Compare Today’s Mortgage Rates for Clearlake Oaks, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Clearlake Oaks, California 95423. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,685 or $19 / month in Clearlake Oaks and surrounding areas of Lake county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Clearlake Oaks, California 95423.
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Summary of Average Mortgage Terms in Clearlake Oaks, California 95423
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Clearlake Oaks, CA 95423, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Clearlake Oaks, California 95423 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Clearlake Oaks, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Clearlake Oaks, California 95423
If you’re looking to buy a new home in Clearlake Oaks, we have compiled a list of the leading mortgage brokers around Clearlake Oaks, California 95423 to help you with your search.
Clarion Mortgage Capital
12638 Foot Hill Blvd
Clearlake Oaks CA 95423
(707) 998-3035
http://www.goldcirclerealty.com
Cloverdale Realty & Home Loans
212 N Cloverdale Blvd
Cloverdale CA 95423
(707) 894-4323
http://www.Cloverdalerealty.org
Action Mortgage
214 N Cloverdale Blvd
Cloverdale CA 95423
(707) 894-4323
http://actionmortgagecompany.com/
Rainbow Mortgage & Investment
120 E 4th St
Cloverdale CA 95423
(707) 578-5626
jmissamore@arkrealty.com
LMC Mortgage
1112 Morgan St
Santa Rosa CA 95423
(707) 578-3004
Address
12638 Foot Hill Blvd
Clearlake Oaks CA
Contact
(707) 998-3035
http://www.goldcirclerealty.com
Address
212 N Cloverdale Blvd
Cloverdale CA
Contact
(707) 894-4323
http://www.Cloverdalerealty.org
Address
214 N Cloverdale Blvd
Cloverdale CA
Contact
(707) 894-4323
http://actionmortgagecompany.com/