Compare Today’s Mortgage Rates in Clements, California 95227
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Clements, California 95227.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Clements, California 95227. For a 30-year fixed loan, our calculations show that you can expect to save up to $60,868 over the lifetime of your mortgage, which translates to a monthly savings of $169 in Clements and other areas of San Joaquin county.
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Summary of Average Mortgages in Clements, California 95227
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Clements, California 95227
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Clements, CA 95227. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Clements, California 95227 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Clements, California and around San Joaquin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Clements, California 95227
For those searching for a new home in Clements, we have compiled a list of the top mortgage brokers located in and around Clements, California 95227 to assist you with your search.
Name
Address
Contact
Loans For Five
617 S Lower Sacramento Rd
Lodi CA 95227
(209) 333-2474
Lodi Home Loans
1110 W Kettleman Ln
Lodi CA 95227
(209) 333-3739
Russell T Shafter
5665 N Pershing Ave
Stockton CA 95227
(209) 451-1422
Check 'n Go
980 W Robinhood Dr
Stockton CA 95227
(209) 477-4444
comments@checkngo.com
Mortgage House
7339 Pacific Ave
Stockton CA 95227
(209) 474-7111
s.kdavis@verizon.net
Address
617 S Lower Sacramento Rd
Lodi CA
Contact
(209) 333-2474
Address
1110 W Kettleman Ln
Lodi CA
Contact
(209) 333-3739
Address
5665 N Pershing Ave
Stockton CA
Contact
(209) 451-1422