Compare Today’s Mortgage Rates for Clements, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Clements, California 95227. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $124,040 or $345 / month in Clements and other areas of San Joaquin county.

Our search engine explores all home mortgage options in Clements, California 95227, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Clements, California 95227

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Clements, CA 95227, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Clements, California 95227 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Clements, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Clements, California 95227

If you’re looking to buy a new home in Clements, we have compiled a list of the leading mortgage brokers around Clements, California 95227 to help you with your search.

Name
Address
Contact

Loans For Five

617 S Lower Sacramento Rd

Lodi CA 95227

(209) 333-2474

Lodi Home Loans

1110 W Kettleman Ln

Lodi CA 95227

(209) 333-3739

Russell T Shafter

5665 N Pershing Ave

Stockton CA 95227

(209) 451-1422

Check 'n Go

980 W Robinhood Dr

Stockton CA 95227

(209) 477-4444

comments@checkngo.com

Mortgage House

7339 Pacific Ave

Stockton CA 95227

(209) 474-7111

s.kdavis@verizon.net

Address

617 S Lower Sacramento Rd

Lodi CA

Contact

(209) 333-2474

Address

1110 W Kettleman Ln

Lodi CA

Contact

(209) 333-3739

Address

5665 N Pershing Ave

Stockton CA

Contact

(209) 451-1422

News on Mortgages and Reverse Mortgages for Clements, California 95227