Compare Today’s Mortgage Rates for Cobb, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cobb, California 95426. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,989 or $25 / month in Cobb and surrounding areas of Lake county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cobb, California 95426.
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Summary of Average Mortgage Terms in Cobb, California 95426
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Cobb, CA 95426, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Cobb, California 95426 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Cobb, California and around Lake county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Cobb, California 95426
If you’re looking to buy a new home in Cobb, we have compiled a list of the leading mortgage brokers around Cobb, California 95426 to help you with your search.
Name
Address
Contact
First Equity
365 Cypress St
Fort Bragg CA 95426
(707) 964-0708
sales@businessmagnet.co.uk
First Equity
131 Boatyard Dr
Fort Bragg CA 95426
(707) 964-0708
http://www.firsteq.com
Campbell Global
90 W Redwood Ave
Fort Bragg CA 95426
(707) 964-3966
First Priority Financial
6550 Front St
Forestville CA 95426
(707) 887-7950
hans_bruhner@lendscape.com
Mortgage
6550 Front St
Forestville CA 95426
(707) 887-1275
Address
365 Cypress St
Fort Bragg CA
Contact
(707) 964-0708
sales@businessmagnet.co.uk
Address
131 Boatyard Dr
Fort Bragg CA
Contact
(707) 964-0708
http://www.firsteq.com
Address
90 W Redwood Ave
Fort Bragg CA
Contact
(707) 964-3966