Compare Today’s Mortgage Rates in Colfax, California 95713
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Colfax, California 95713.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Colfax, California 95713. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,506 over the lifetime of your mortgage, which translates to a monthly savings of $40 in Colfax and other areas of Placer county.
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Summary of Average Mortgages in Colfax, California 95713
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Colfax, California 95713
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Colfax, CA 95713. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Colfax, California 95713 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Colfax, California and around Placer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Colfax, California 95713
For those searching for a new home in Colfax, we have compiled a list of the top mortgage brokers located in and around Colfax, California 95713 to assist you with your search.
Name
Address
Contact
Sacramento First Mortgage
9261 Laguna Springs Dr
Elk Grove CA 95713
(916) 691-4303
Pinnacle Capital Mortgage
9250 Laguna Springs Dr
Elk Grove CA 95713
(916) 226-2464
Godt, Wade B
9245 Laguna Springs Dr
Elk Grove CA 95713
(800) 852-6718
funds@gobizloans.com
Mid Town Mortgage
2376 Maritime Dr
Elk Grove CA 95713
(916) 667-8419
Summit Funding
9250 Laguna Springs Dr
Elk Grove CA 95713
(916) 691-5301
steffanies@cornerstonetitle.co
Address
9261 Laguna Springs Dr
Elk Grove CA
Contact
(916) 691-4303
Address
9250 Laguna Springs Dr
Elk Grove CA
Contact
(916) 226-2464
Address
9245 Laguna Springs Dr
Elk Grove CA
Contact
(800) 852-6718
funds@gobizloans.com