Compare Today’s Mortgage Rates in Coloma, California 95613
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Coloma, California 95613.
Our search engine thoroughly explores all home mortgage options in Coloma, California 95613, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $16,682 in lifetime cash or $46 per month in Coloma and other areas of El Dorado county.
Summary of Average Mortgages in Coloma, California 95613
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Interactive Mortgage Rate Projections for Coloma, California 95613
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Coloma, CA 95613. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Coloma, California 95613 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Coloma, California and around El Dorado county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Coloma, California 95613
For those searching for a new home in Coloma, we have compiled a list of the top mortgage brokers located in and around Coloma, California 95613 to assist you with your search.
Golden Empire Mortgage
7777 Greenback Ln
Citrus Heights CA 95613
(916) 723-0202
Sunrise Vista Mortgage Corporation
6939 Sunrise Blvd
Citrus Heights CA 95613
(916) 729-2000
http://sunrisevista.com
Coastal Pacific Mortgage
5530 Birdcage St
Citrus Heights CA 95613
(916) 844-1292
http://www.cpmbankers.com
Fast Auto & Payday Loans
7515 Greenback Ln
Citrus Heights CA 95613
(916) 725-6868
http://www.fastautoandpaydayloans.com/
Donna Ammer
7982 Marsala Ct
Citrus Heights CA 95613
(916) 436-4669
Address
7777 Greenback Ln
Citrus Heights CA
Contact
(916) 723-0202
Address
6939 Sunrise Blvd
Citrus Heights CA
Contact
(916) 729-2000
http://sunrisevista.com
Address
5530 Birdcage St
Citrus Heights CA
Contact
(916) 844-1292
http://www.cpmbankers.com