Compare Today’s Mortgage Rates in Cool, California 95614
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Cool, California 95614.
Our search engine thoroughly explores all home mortgage options in Cool, California 95614, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $14,869 in lifetime cash or $41 per month in Cool and other areas of El Dorado county.
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Summary of Average Mortgages in Cool, California 95614
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Cool, California 95614
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cool, CA 95614. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cool, California 95614 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cool, California and around El Dorado county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Cool, California 95614
For those searching for a new home in Cool, we have compiled a list of the top mortgage brokers located in and around Cool, California 95614 to assist you with your search.
Name
Address
Contact
Mathews Mortgage
5036 Ellinghouse Dr
Cool CA 95614
(530) 888-1123
http://www.mathewsmortgage.com/
Golden Empire Mortgage
7777 Greenback Ln
Citrus Heights CA 95614
(916) 723-0202
Sunrise Vista Mortgage Corporation
6939 Sunrise Blvd
Citrus Heights CA 95614
(916) 729-2000
http://sunrisevista.com
Coastal Pacific Mortgage
5530 Birdcage St
Citrus Heights CA 95614
(916) 844-1292
http://www.cpmbankers.com
Fast Auto & Payday Loans
7515 Greenback Ln
Citrus Heights CA 95614
(916) 725-6868
http://www.fastautoandpaydayloans.com/
Address
5036 Ellinghouse Dr
Cool CA
Contact
(530) 888-1123
http://www.mathewsmortgage.com/
Address
7777 Greenback Ln
Citrus Heights CA
Contact
(916) 723-0202
Address
6939 Sunrise Blvd
Citrus Heights CA
Contact
(916) 729-2000
http://sunrisevista.com