Compare Today’s Mortgage Rates for Costa Mesa, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Costa Mesa, California 92628. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $35,341 or $98 / month in Costa Mesa and surrounding areas of Orange county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Costa Mesa, California 92628.

No suitable program is found

Summary of Average Mortgage Terms in Costa Mesa, California 92628

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Costa Mesa, CA 92628, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Costa Mesa, California 92628 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Costa Mesa, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Costa Mesa, California 92628

If you’re looking to buy a new home in Costa Mesa, we have compiled a list of the leading mortgage brokers around Costa Mesa, California 92628 to help you with your search.

Name
Address
Contact

Lemu Horizon Corporation

2183 Fairview Rd

Costa Mesa CA 92628

(949) 554-0328

Systems National Data

711 W 17th St

Costa Mesa CA 92628

(949) 274-8533

Intelligent Capital Funding

2183 Fairview Rd

Costa Mesa CA 92628

(949) 554-0336

Newport Capital Lending

2306 Elden Ave

Costa Mesa CA 92628

(949) 574-5508

California Home Lending

2183 Fairview Rd

Costa Mesa CA 92628

(949) 535-3205

Address

2183 Fairview Rd

Costa Mesa CA

Contact

(949) 554-0328

Address

711 W 17th St

Costa Mesa CA

Contact

(949) 274-8533

Address

2183 Fairview Rd

Costa Mesa CA

Contact

(949) 554-0336

News on Mortgages and Reverse Mortgages for Costa Mesa, California 92628