Compare Today’s Mortgage Rates for Cotati, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Cotati, California 94931. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $25,346 or $70 / month in Cotati and other areas of Sonoma county.

Our search engine explores all home mortgage options in Cotati, California 94931, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Cotati, California 94931

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cotati, CA 94931, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cotati, California 94931 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cotati, California and around Sonoma county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cotati, California 94931

If you’re looking to buy a new home in Cotati, we have compiled a list of the leading mortgage brokers around Cotati, California 94931 to help you with your search.

Name
Address
Contact

North Coast Mortgage Co.

80 E Sir Francis Drake Blvd

Larkspur CA 94931

(415) 461-2070

http://rpm-mtg.com

Drake Mortgage

1201 Larkspur Landing Cir

Larkspur CA 94931

(415) 925-1122

First Reverse Mortgage

900 Larkspur Landing Cir

Larkspur CA 94931

(415) 758-6390

Petty Diane

465 Magnolia Ave

Larkspur CA 94931

(415) 927-7768

All California Mortgage

17 E Sir Francis Drake Blvd

Larkspur CA 94931

(415) 925-5225

sweisgerber@allcalifornia.com

Address

80 E Sir Francis Drake Blvd

Larkspur CA

Contact

(415) 461-2070

http://rpm-mtg.com

Address

1201 Larkspur Landing Cir

Larkspur CA

Contact

(415) 925-1122

Address

900 Larkspur Landing Cir

Larkspur CA

Contact

(415) 758-6390

News on Mortgages and Reverse Mortgages for Cotati, California 94931