Compare Today’s Mortgage Rates in Cottonwood, California 96022
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Cottonwood, California 96022.
Our search engine thoroughly explores all home mortgage options in Cottonwood, California 96022, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,848 in lifetime cash or $30 per month in Cottonwood and other areas of Shasta county.
Summary of Average Mortgages in Cottonwood, California 96022
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Interactive Mortgage Rate Projections for Cottonwood, California 96022
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cottonwood, CA 96022. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cottonwood, California 96022 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cottonwood, California and around Shasta county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.91% | 96.83% | 96.78% | 94.83% | 94.89% | 92.82% | 93.95% | 92.72% | 93.63% |
avg mortgage rate | 6.53% | 4.66% | 3.12% | 3.54% | 4.61% | 4.75% | 4.31% | 4.02% | 4.20% |
% 15 year fixed mortgage | 2.09% | 2.45% | 2.58% | 4.48% | 4.60% | 6.49% | 4.72% | 6.04% | 5.34% |
avg mortgage rate | 6.09% | 4.09% | 2.51% | 3.25% | 3.95% | 4.22% | 3.68% | 3.36% | 3.46% |
Avg credit score | 751.99 | 751.56 | 752.99 | 754.59 | 761.77 | 754.34 | 752.00 | 751.96 | 752.77 |
Avg LTV (loan to value) | 79.66% | 79.71% | 80.93% | 81.16% | 78.25% | 78.39% | 79.35% | 80.32% | 80.58% |
Avg DTI (debt to income) | 37.91 | 37.30 | 36.01 | 36.18 | 37.46 | 37.03 | 35.40 | 36.10 | 35.77 |
% First time homebuyer | 38.74% | 32.52% | 30.70% | 33.79% | 31.67% | 26.24% | 27.85% | 25.23% | 27.93% |
Avg mortgage insurance % | 12.47% | 12.49% | 11.56% | 12.18% | 11.06% | 8.87% | 10.54% | 11.04% | 10.86% |
Best Mortgage Brokers around Cottonwood, California 96022
For those searching for a new home in Cottonwood, we have compiled a list of the top mortgage brokers located in and around Cottonwood, California 96022 to assist you with your search.
Valley Financial Service
1214 Marin St
Corning CA 96022
(530) 824-2400
shellie@tco.net
OneMain Financial
1355 Churn Creek Rd
Redding CA 96022
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Omega Mortgage Group
1181 Hilltop Dr
Redding CA 96022
(530) 223-1400
info@omglending.com
Shawn Patterson - Primary Residential Mortgage, Inc.
1003 Dana Dr
Redding CA 96022
(530) 605-3799
http://www.primaryresidentialmortgage.com/
Springleaf Financial Services
107 Lake Blvd
Redding CA 96022
(530) 244-2615
compliancehelpline@slfs.com
Address
1214 Marin St
Corning CA
Contact
(530) 824-2400
shellie@tco.net
Address
1355 Churn Creek Rd
Redding CA
Contact
(530) 223-9850
http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html
Address
1181 Hilltop Dr
Redding CA
Contact
(530) 223-1400
info@omglending.com