Compare Today’s Mortgage Rates for Cottonwood, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cottonwood, California 96022. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,589 or $32 / month in Cottonwood and surrounding areas of Shasta county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cottonwood, California 96022.

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Summary of Average Mortgage Terms in Cottonwood, California 96022

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cottonwood, CA 96022, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cottonwood, California 96022 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cottonwood, California and around Shasta county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 92.52% 89.26% 91.46% 93.90% 91.75% 93.45% 92.70% 94.86%
avg mortgage rate 4.99% 4.78% 4.04% 4.03% 4.54% 4.21% 4.02% 4.24%
% 15 year fixed mortgage 6.37% 9.51% 6.65% 4.69% 6.64% 5.36% 6.06% 4.11%
avg mortgage rate 4.40% 4.08% 3.45% 3.35% 3.63% 3.46% 3.36% 3.79%
Avg credit score 763.80 770.59 766.41 766.06 754.18 753.59 751.89 752.77
Avg LTV (loan to value) 73.15% 74.88% 76.78% 77.89% 78.94% 80.64% 80.32% 80.39%
Avg DTI (debt to income) 34.49 34.53 33.28 33.38 35.12 35.67 36.09 35.16
% First time homebuyer 22.16% 21.47% 17.09% 22.30% 27.36% 27.58% 25.16% 30.82%
Avg mortgage insurance % 1.21% 3.12% 4.22% 7.24% 10.22% 11.20% 11.07% 10.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cottonwood, California 96022

If you’re looking to buy a new home in Cottonwood, we have compiled a list of the leading mortgage brokers around Cottonwood, California 96022 to help you with your search.

Name
Address
Contact

Valley Financial Service

1214 Marin St

Corning CA 96022

(530) 824-2400

shellie@tco.net

OneMain Financial

1355 Churn Creek Rd

Redding CA 96022

(530) 223-9850

http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html

Omega Mortgage Group

1181 Hilltop Dr

Redding CA 96022

(530) 223-1400

info@omglending.com

Shawn Patterson - Primary Residential Mortgage, Inc.

1003 Dana Dr

Redding CA 96022

(530) 605-3799

http://www.primaryresidentialmortgage.com/

Springleaf Financial Services

107 Lake Blvd

Redding CA 96022

(530) 244-2615

compliancehelpline@slfs.com

Address

1214 Marin St

Corning CA

Contact

(530) 824-2400

shellie@tco.net

Address

1355 Churn Creek Rd

Redding CA

Contact

(530) 223-9850

http://branches.onemainfinancial.com/ca/redding/1355-churn-creek-road.html

Address

1181 Hilltop Dr

Redding CA

Contact

(530) 223-1400

info@omglending.com

News on Mortgages and Reverse Mortgages for Cottonwood, California 96022