Compare Today’s Mortgage Rates in Cressey, California 95312
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Cressey, California 95312.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Cressey, California 95312. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,753 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Cressey and other areas of Merced county.
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Summary of Average Mortgages in Cressey, California 95312
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Cressey, California 95312
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cressey, CA 95312. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cressey, California 95312 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cressey, California and around Merced county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Cressey, California 95312
For those searching for a new home in Cressey, we have compiled a list of the top mortgage brokers located in and around Cressey, California 95312 to assist you with your search.
Name
Address
Contact
Hi-Tek Real Estate & Home Loans
155 Darcy Pkwy
Lathrop CA 95312
(209) 858-5700
Louis Iva
121 Rue De Yoe
Modesto CA 95312
(209) 846-9273
Firstcal Mortgage Company
3224 McHenry Ave
Modesto CA 95312
(209) 765-5115
Carrollton Mortgage Co.
121 E Orangeburg Ave
Modesto CA 95312
(209) 526-6200
http://www.Reverseme.com
Household Finance
2225 Plaza Pkwy
Modesto CA 95312
(209) 524-3121
http://www.household.com
Address
155 Darcy Pkwy
Lathrop CA
Contact
(209) 858-5700
Address
121 Rue De Yoe
Modesto CA
Contact
(209) 846-9273
Address
3224 McHenry Ave
Modesto CA
Contact
(209) 765-5115