Compare Today’s Mortgage Rates for Cressey, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Cressey, California 95312. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,606 or $21 / month in Cressey and other areas of Merced county.
Our search engine explores all home mortgage options in Cressey, California 95312, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Cressey, California 95312
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Cressey, CA 95312, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Cressey, California 95312 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Cressey, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Cressey, California 95312
If you’re looking to buy a new home in Cressey, we have compiled a list of the leading mortgage brokers around Cressey, California 95312 to help you with your search.
Name
Address
Contact
Hi-Tek Real Estate & Home Loans
155 Darcy Pkwy
Lathrop CA 95312
(209) 858-5700
Louis Iva
121 Rue De Yoe
Modesto CA 95312
(209) 846-9273
Firstcal Mortgage Company
3224 McHenry Ave
Modesto CA 95312
(209) 765-5115
Carrollton Mortgage Co.
121 E Orangeburg Ave
Modesto CA 95312
(209) 526-6200
http://www.Reverseme.com
Household Finance
2225 Plaza Pkwy
Modesto CA 95312
(209) 524-3121
http://www.household.com
Address
155 Darcy Pkwy
Lathrop CA
Contact
(209) 858-5700
Address
121 Rue De Yoe
Modesto CA
Contact
(209) 846-9273
Address
3224 McHenry Ave
Modesto CA
Contact
(209) 765-5115