Compare Today’s Mortgage Rates for Creston, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Creston, California 93432. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $33,287 or $92 / month in Creston and other areas of San Luis Obispo county.

Our search engine explores all home mortgage options in Creston, California 93432, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Creston, California 93432

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Creston, CA 93432, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Creston, California 93432 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Creston, California and around San Luis Obispo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Creston, California 93432

If you’re looking to buy a new home in Creston, we have compiled a list of the leading mortgage brokers around Creston, California 93432 to help you with your search.

Name
Address
Contact

Leachman Home Loans

1137 N H St

Lompoc CA 93432

(805) 735-8687

http://www.leachmanhomeloans.com/Default.aspx

Wells Fargo Home Mortgage

516 N H St

Lompoc CA 93432

(805) 737-3858

reportphish@wellsfargo.com

Main Stream Financial

1137 N H St

Lompoc CA 93432

(805) 735-8687

patrick@mainstreamfinancial.co

Santa Fe Mortgage

203 N H St

Lompoc CA 93432

(805) 737-3711

bittle_fred@aol.com

Check 'n Go

703 N H St

Lompoc CA 93432

(805) 735-6735

comments@checkngo.com

Address

1137 N H St

Lompoc CA

Contact

(805) 735-8687

http://www.leachmanhomeloans.com/Default.aspx

Address

516 N H St

Lompoc CA

Contact

(805) 737-3858

reportphish@wellsfargo.com

Address

1137 N H St

Lompoc CA

Contact

(805) 735-8687

patrick@mainstreamfinancial.co

News on Mortgages and Reverse Mortgages for Creston, California 93432