Compare Today’s Mortgage Rates for Cupertino, California

Pureloan searches mortgage lenders and major banks in Cupertino, California 95015 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $313,837 or $872 / month is expected in Cupertino and other areas of Santa Clara county.

Pureloan’s search engine explores all home mortgage options in Cupertino, California 95015, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Cupertino, California 95015

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cupertino, CA 95015, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cupertino, California 95015 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cupertino, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cupertino, California 95015

If you’re looking to buy a new home in Cupertino, we have compiled a list of the leading mortgage brokers around Cupertino, California 95015 to help you with your search.

Name
Address
Contact

Brnadon Azevedo

10250 S De Anza Blvd

Cupertino CA 95015

(408) 839-7305

Reliance Financial Group

20863 Stevens Creek Blvd

Cupertino CA 95015

(408) 350-1188

http://reliancefinancialgroup.com

Synergy Housing

5618 Stevens Creek Blvd

Cupertino CA 95015

(408) 216-0671

Callac Longs

20065 Stevens Creek Blvd

Cupertino CA 95015

(408) 217-8768

Coast Funding Corporation

21050 McClellan Rd

Cupertino CA 95015

(408) 314-4414

Address

10250 S De Anza Blvd

Cupertino CA

Contact

(408) 839-7305

Address

20863 Stevens Creek Blvd

Cupertino CA

Contact

(408) 350-1188

http://reliancefinancialgroup.com

Address

5618 Stevens Creek Blvd

Cupertino CA

Contact

(408) 216-0671

News on Mortgages and Reverse Mortgages for Cupertino, California 95015