Compare Today’s Mortgage Rates for Cupertino, California
Pureloan searches mortgage lenders and major banks in Cupertino, California 95015 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $313,837 or $872 / month is expected in Cupertino and other areas of Santa Clara county.
Pureloan’s search engine explores all home mortgage options in Cupertino, California 95015, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Cupertino, California 95015
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Cupertino, CA 95015, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Cupertino, California 95015 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Cupertino, California and around Santa Clara county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Cupertino, California 95015
If you’re looking to buy a new home in Cupertino, we have compiled a list of the leading mortgage brokers around Cupertino, California 95015 to help you with your search.
Name
Address
Contact
Brnadon Azevedo
10250 S De Anza Blvd
Cupertino CA 95015
(408) 839-7305
Reliance Financial Group
20863 Stevens Creek Blvd
Cupertino CA 95015
(408) 350-1188
http://reliancefinancialgroup.com
Synergy Housing
5618 Stevens Creek Blvd
Cupertino CA 95015
(408) 216-0671
Callac Longs
20065 Stevens Creek Blvd
Cupertino CA 95015
(408) 217-8768
Coast Funding Corporation
21050 McClellan Rd
Cupertino CA 95015
(408) 314-4414
Address
10250 S De Anza Blvd
Cupertino CA
Contact
(408) 839-7305
Address
20863 Stevens Creek Blvd
Cupertino CA
Contact
(408) 350-1188
http://reliancefinancialgroup.com
Address
5618 Stevens Creek Blvd
Cupertino CA
Contact
(408) 216-0671