Compare Today’s Mortgage Rates for Cypress, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cypress, California 90630. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $29,588 or $82 / month in Cypress and surrounding areas of Orange county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cypress, California 90630.
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Summary of Average Mortgage Terms in Cypress, California 90630
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Cypress, CA 90630, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Cypress, California 90630 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Cypress, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.00% | 95.23% | 95.16% | 96.62% | 96.73% | 95.89% | 97.64% | 98.53% |
| avg mortgage rate | 5.03% | 4.74% | 4.01% | 4.10% | 4.53% | 4.19% | 4.06% | 4.29% |
| % 15 year fixed mortgage | 3.07% | 4.36% | 4.45% | 2.85% | 3.00% | 3.87% | 1.92% | 1.33% |
| avg mortgage rate | 4.46% | 4.02% | 3.37% | 3.31% | 3.51% | 3.35% | 3.27% | 3.32% |
| Avg credit score | 756.76 | 761.06 | 759.14 | 758.68 | 755.28 | 755.50 | 754.09 | 752.56 |
| Avg LTV (loan to value) | 72.87% | 73.21% | 75.09% | 74.48% | 74.32% | 73.78% | 74.78% | 72.76% |
| Avg DTI (debt to income) | 36.76 | 36.40 | 35.81 | 35.98 | 37.33 | 37.21 | 37.73 | 38.22 |
| % First time homebuyer | 57.20% | 47.98% | 49.85% | 48.05% | 46.73% | 47.89% | 44.89% | 42.71% |
| Avg mortgage insurance % | 1.79% | 2.37% | 3.66% | 3.96% | 4.58% | 4.62% | 5.88% | 4.73% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Cypress, California 90630
If you’re looking to buy a new home in Cypress, we have compiled a list of the leading mortgage brokers around Cypress, California 90630 to help you with your search.
Name
Address
Contact
Gary Prince
5450 Orange Ave
Cypress CA 90630
(714) 220-0743
http://www.garyprince.com
Kinetic Premier Lending
10672 Ritter St
Cypress CA 90630
(714) 761-8187
Sueno Financial
5252 Orange Ave
Cypress CA 90630
(714) 828-2121
Hausman Isaac-Pride of Ownership Mortgage
9839 Novara Ln
Cypress CA 90630
(714) 827-5125
http://californiafinancehome.com
Buyside Mortgage Corporation
9839 Novara Ln
Cypress CA 90630
(714) 827-2044
Address
5450 Orange Ave
Cypress CA
Contact
(714) 220-0743
http://www.garyprince.com
Address
10672 Ritter St
Cypress CA
Contact
(714) 761-8187
Address
5252 Orange Ave
Cypress CA
Contact
(714) 828-2121