Compare Today’s Mortgage Rates for Cypress, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cypress, California 90630. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $29,588 or $82 / month in Cypress and surrounding areas of Orange county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cypress, California 90630.

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Summary of Average Mortgage Terms in Cypress, California 90630

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cypress, CA 90630, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cypress, California 90630 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cypress, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.00% 95.23% 95.16% 96.62% 96.73% 95.89% 97.64% 98.53%
avg mortgage rate 5.03% 4.74% 4.01% 4.10% 4.53% 4.19% 4.06% 4.29%
% 15 year fixed mortgage 3.07% 4.36% 4.45% 2.85% 3.00% 3.87% 1.92% 1.33%
avg mortgage rate 4.46% 4.02% 3.37% 3.31% 3.51% 3.35% 3.27% 3.32%
Avg credit score 756.76 761.06 759.14 758.68 755.28 755.50 754.09 752.56
Avg LTV (loan to value) 72.87% 73.21% 75.09% 74.48% 74.32% 73.78% 74.78% 72.76%
Avg DTI (debt to income) 36.76 36.40 35.81 35.98 37.33 37.21 37.73 38.22
% First time homebuyer 57.20% 47.98% 49.85% 48.05% 46.73% 47.89% 44.89% 42.71%
Avg mortgage insurance % 1.79% 2.37% 3.66% 3.96% 4.58% 4.62% 5.88% 4.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cypress, California 90630

If you’re looking to buy a new home in Cypress, we have compiled a list of the leading mortgage brokers around Cypress, California 90630 to help you with your search.

Name
Address
Contact

Gary Prince

5450 Orange Ave

Cypress CA 90630

(714) 220-0743

http://www.garyprince.com

Kinetic Premier Lending

10672 Ritter St

Cypress CA 90630

(714) 761-8187

Sueno Financial

5252 Orange Ave

Cypress CA 90630

(714) 828-2121

Hausman Isaac-Pride of Ownership Mortgage

9839 Novara Ln

Cypress CA 90630

(714) 827-5125

http://californiafinancehome.com

Buyside Mortgage Corporation

9839 Novara Ln

Cypress CA 90630

(714) 827-2044

Address

5450 Orange Ave

Cypress CA

Contact

(714) 220-0743

http://www.garyprince.com

Address

10672 Ritter St

Cypress CA

Contact

(714) 761-8187

Address

5252 Orange Ave

Cypress CA

Contact

(714) 828-2121

News on Mortgages and Reverse Mortgages for Cypress, California 90630