Compare Today’s Mortgage Rates for Dana Point, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Dana Point, California 92629. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $149,446 or $415 / month in Dana Point and other areas of Orange county.

Our search engine explores all home mortgage options in Dana Point, California 92629, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Dana Point, California 92629

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Dana Point, CA 92629, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Dana Point, California 92629 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Dana Point, California and around Orange county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Dana Point, California 92629

If you’re looking to buy a new home in Dana Point, we have compiled a list of the leading mortgage brokers around Dana Point, California 92629 to help you with your search.

Name
Address
Contact

Maritime Mortgage

24855 Del Prado

Dana Point CA 92629

(949) 248-1178

http://www.maritimemortgage.net/

Stellar Capital Dba The Mortgage Fund

24302 Del Prado

Dana Point CA 92629

(949) 495-3070

Laguna Sierra Mortgage Group

33971 Selva Rd

Dana Point CA 92629

(949) 481-3800

Wave Crest Financial Group

30011 Ivy Glenn Dr

Dana Point CA 92629

(949) 487-3377

American Sterling Mortgage

24941 Dana Point Harbor Dr

Dana Point CA 92629

(949) 488-0300

Address

24855 Del Prado

Dana Point CA

Contact

(949) 248-1178

http://www.maritimemortgage.net/

Address

24302 Del Prado

Dana Point CA

Contact

(949) 495-3070

Address

33971 Selva Rd

Dana Point CA

Contact

(949) 481-3800

News on Mortgages and Reverse Mortgages for Dana Point, California 92629