Compare Today’s Mortgage Rates for Delhi, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Delhi, California 95315. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,790 or $30 / month in Delhi and other areas of Merced county.
Our search engine explores all home mortgage options in Delhi, California 95315, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Delhi, California 95315
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Delhi, CA 95315, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Delhi, California 95315 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Delhi, California and around Merced county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Delhi, California 95315
If you’re looking to buy a new home in Delhi, we have compiled a list of the leading mortgage brokers around Delhi, California 95315 to help you with your search.
Name
Address
Contact
J D Financial
1410 California St
Escalon CA 95315
(209) 838-8080
rmartinezc21@yahoo.com
D & D Financial Service
1760 Main St
Escalon CA 95315
(209) 838-2878
First Choice Mortgage
497 5th St
Gustine CA 95315
(209) 854-9600
don@kscable.com
Amex Financial Service
13210 Wells Fargo Dr
Groveland CA 95315
(209) 962-5551
http://www.americanfin.net
Hi-Tek Real Estate & Home Loans
155 Darcy Pkwy
Lathrop CA 95315
(209) 858-5700
Address
1410 California St
Escalon CA
Contact
(209) 838-8080
rmartinezc21@yahoo.com
Address
1760 Main St
Escalon CA
Contact
(209) 838-2878
Address
497 5th St
Gustine CA
Contact
(209) 854-9600
don@kscable.com