Compare Today’s Mortgage Rates for Denair, California
Pureloan searches mortgage lenders and major banks in Denair, California 95316 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $17,179 or $48 / month is expected in Denair and other areas of Stanislaus county.
Pureloan’s search engine explores all home mortgage options in Denair, California 95316, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Denair, California 95316
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Denair, CA 95316, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Denair, California 95316 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Denair, California and around Stanislaus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Denair, California 95316
If you’re looking to buy a new home in Denair, we have compiled a list of the leading mortgage brokers around Denair, California 95316 to help you with your search.
Name
Address
Contact
J D Financial
1410 California St
Escalon CA 95316
(209) 838-8080
rmartinezc21@yahoo.com
D & D Financial Service
1760 Main St
Escalon CA 95316
(209) 838-2878
First Choice Mortgage
497 5th St
Gustine CA 95316
(209) 854-9600
don@kscable.com
Amex Financial Service
13210 Wells Fargo Dr
Groveland CA 95316
(209) 962-5551
http://www.americanfin.net
Hi-Tek Real Estate & Home Loans
155 Darcy Pkwy
Lathrop CA 95316
(209) 858-5700
Address
1410 California St
Escalon CA
Contact
(209) 838-8080
rmartinezc21@yahoo.com
Address
1760 Main St
Escalon CA
Contact
(209) 838-2878
Address
497 5th St
Gustine CA
Contact
(209) 854-9600
don@kscable.com