Compare Today’s Mortgage Rates for Descanso, California
Pureloan searches mortgage lenders and major banks in Descanso, California 91916 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $19,327 or $54 / month is expected in Descanso and other areas of San Diego county.
Pureloan’s search engine explores all home mortgage options in Descanso, California 91916, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Descanso, California 91916
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Descanso, CA 91916, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Descanso, California 91916 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Descanso, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.14% | 93.52% | 91.99% | 95.94% | 96.18% | 95.97% | 95.98% | 96.02% |
| avg mortgage rate | 4.92% | 4.68% | 3.92% | 4.02% | 4.47% | 4.14% | 3.97% | 4.21% |
| % 15 year fixed mortgage | 5.91% | 6.17% | 8.01% | 3.39% | 3.61% | 3.61% | 3.44% | 2.99% |
| avg mortgage rate | 4.32% | 3.92% | 3.35% | 3.29% | 3.49% | 3.23% | 3.22% | 3.44% |
| Avg credit score | 767.76 | 762.18 | 764.13 | 761.13 | 756.16 | 756.88 | 753.32 | 749.29 |
| Avg LTV (loan to value) | 68.77% | 70.72% | 71.43% | 74.07% | 74.19% | 73.46% | 73.53% | 74.86% |
| Avg DTI (debt to income) | 38.64 | 37.36 | 35.58 | 36.81 | 38.80 | 39.49 | 39.88 | 40.56 |
| % First time homebuyer | 49.88% | 50.31% | 41.46% | 45.60% | 44.59% | 46.28% | 42.64% | 50.25% |
| Avg mortgage insurance % | 1.60% | 2.17% | 2.71% | 4.18% | 4.96% | 4.81% | 5.13% | 6.01% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Descanso, California 91916
If you’re looking to buy a new home in Descanso, we have compiled a list of the leading mortgage brokers around Descanso, California 91916 to help you with your search.
Name
Address
Contact
Sun Cash
730 H St
Chula Vista CA 91916
(619) 426-3888
info@moneyinminutes.com
Quick Stop Mortgage
569 3rd Ave
Chula Vista CA 91916
(619) 827-1701
advertiz@electriciti.com
Springleaf Financial Services
565 Telegraph Canyon Rd
Chula Vista CA 91916
(619) 421-1717
compliancehelpline@slfs.com
Point Mortgage
864 Amena Ct
Chula Vista CA 91916
(619) 934-5977
http://www.pmcloans.com/
TitleMax Title Loans
236 Broadway
Chula Vista CA 91916
(619) 585-1158
webinquiries@titlemax.com
Address
730 H St
Chula Vista CA
Contact
(619) 426-3888
info@moneyinminutes.com
Address
569 3rd Ave
Chula Vista CA
Contact
(619) 827-1701
advertiz@electriciti.com
Address
565 Telegraph Canyon Rd
Chula Vista CA
Contact
(619) 421-1717
compliancehelpline@slfs.com