Compare Today’s Mortgage Rates for Descanso, California

Pureloan searches mortgage lenders and major banks in Descanso, California 91916 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $19,327 or $54 / month is expected in Descanso and other areas of San Diego county.

Pureloan’s search engine explores all home mortgage options in Descanso, California 91916, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Descanso, California 91916

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Descanso, CA 91916, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Descanso, California 91916 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Descanso, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.14% 93.52% 91.99% 95.94% 96.18% 95.97% 95.98% 96.02%
avg mortgage rate 4.92% 4.68% 3.92% 4.02% 4.47% 4.14% 3.97% 4.21%
% 15 year fixed mortgage 5.91% 6.17% 8.01% 3.39% 3.61% 3.61% 3.44% 2.99%
avg mortgage rate 4.32% 3.92% 3.35% 3.29% 3.49% 3.23% 3.22% 3.44%
Avg credit score 767.76 762.18 764.13 761.13 756.16 756.88 753.32 749.29
Avg LTV (loan to value) 68.77% 70.72% 71.43% 74.07% 74.19% 73.46% 73.53% 74.86%
Avg DTI (debt to income) 38.64 37.36 35.58 36.81 38.80 39.49 39.88 40.56
% First time homebuyer 49.88% 50.31% 41.46% 45.60% 44.59% 46.28% 42.64% 50.25%
Avg mortgage insurance % 1.60% 2.17% 2.71% 4.18% 4.96% 4.81% 5.13% 6.01%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Descanso, California 91916

If you’re looking to buy a new home in Descanso, we have compiled a list of the leading mortgage brokers around Descanso, California 91916 to help you with your search.

Name
Address
Contact

Sun Cash

730 H St

Chula Vista CA 91916

(619) 426-3888

info@moneyinminutes.com

Quick Stop Mortgage

569 3rd Ave

Chula Vista CA 91916

(619) 827-1701

advertiz@electriciti.com

Springleaf Financial Services

565 Telegraph Canyon Rd

Chula Vista CA 91916

(619) 421-1717

compliancehelpline@slfs.com

Point Mortgage

864 Amena Ct

Chula Vista CA 91916

(619) 934-5977

http://www.pmcloans.com/

TitleMax Title Loans

236 Broadway

Chula Vista CA 91916

(619) 585-1158

webinquiries@titlemax.com

Address

730 H St

Chula Vista CA

Contact

(619) 426-3888

info@moneyinminutes.com

Address

569 3rd Ave

Chula Vista CA

Contact

(619) 827-1701

advertiz@electriciti.com

Address

565 Telegraph Canyon Rd

Chula Vista CA

Contact

(619) 421-1717

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Descanso, California 91916