Compare Today’s Mortgage Rates in Desert Center, California 92239
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Desert Center, California 92239.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Desert Center, California 92239. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,674 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Desert Center and other areas of Riverside county.
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Summary of Average Mortgages in Desert Center, California 92239
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Desert Center, California 92239
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Desert Center, CA 92239. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Desert Center, California 92239 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Desert Center, California and around Riverside county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.01% | 96.86% | 96.10% | 94.10% | 95.30% | 94.45% | 93.51% | 93.79% | 91.38% |
avg mortgage rate | 6.36% | 4.48% | 3.02% | 3.42% | 4.50% | 4.70% | 4.29% | 4.01% | 4.16% |
% 15 year fixed mortgage | 2.04% | 2.36% | 2.66% | 4.04% | 3.77% | 4.43% | 4.93% | 4.83% | 7.37% |
avg mortgage rate | 5.80% | 3.57% | 2.42% | 2.95% | 3.83% | 4.04% | 3.53% | 3.24% | 3.37% |
Avg credit score | 756.75 | 759.92 | 758.53 | 761.61 | 753.98 | 756.27 | 751.95 | 752.99 | 759.41 |
Avg LTV (loan to value) | 76.91% | 76.71% | 77.83% | 76.40% | 76.95% | 75.00% | 75.87% | 75.92% | 74.50% |
Avg DTI (debt to income) | 39.80 | 38.98 | 37.12 | 36.98 | 38.51 | 38.10 | 37.11 | 36.57 | 36.51 |
% First time homebuyer | 36.46% | 31.17% | 28.62% | 24.72% | 26.41% | 22.38% | 20.93% | 20.75% | 17.80% |
Avg mortgage insurance % | 10.57% | 9.78% | 9.25% | 8.23% | 8.65% | 6.39% | 6.42% | 6.68% | 5.29% |
Best Mortgage Brokers around Desert Center, California 92239
For those searching for a new home in Desert Center, we have compiled a list of the top mortgage brokers located in and around Desert Center, California 92239 to assist you with your search.
Name
Address
Contact
Mortgage Protection & Insurance Service
759 W Main St
El Centro CA 92239
(760) 352-9676
Ramirez Velia
442 W Main St
El Centro CA 92239
(760) 352-7101
Wells Fargo Home Mortgage
750 N Imperial Ave
El Centro CA 92239
(760) 353-7406
reportphish@wellsfargo.com
Imperial Valley Auto Loans
710 W Main St
El Centro CA 92239
(760) 352-5111
info@cashforpinkslip.com
Wallick & Volk Mortgage
1240 W State St
El Centro CA 92239
(760) 336-3911
lupe.carnes@wvmb.com
Address
759 W Main St
El Centro CA
Contact
(760) 352-9676
Address
442 W Main St
El Centro CA
Contact
(760) 352-7101
Address
750 N Imperial Ave
El Centro CA
Contact
(760) 353-7406
reportphish@wellsfargo.com