Compare Today’s Mortgage Rates for Desert Hot Springs, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Desert Hot Springs, California 92241. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,297 or $23 / month in Desert Hot Springs and surrounding areas of Riverside county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Desert Hot Springs, California 92241.

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Summary of Average Mortgage Terms in Desert Hot Springs, California 92241

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Desert Hot Springs, CA 92241, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Desert Hot Springs, California 92241 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Desert Hot Springs, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Desert Hot Springs, California 92241

If you’re looking to buy a new home in Desert Hot Springs, we have compiled a list of the leading mortgage brokers around Desert Hot Springs, California 92241 to help you with your search.

Name
Address
Contact

Aspen Finance

14080 Palm Dr

Desert Hot Springs CA 92241

(760) 288-0323

Pacific Crest Mortgage

14320 Little Morongo Rd

Desert Hot Springs CA 92241

(760) 329-2599

Mortgage Protection & Insurance Service

759 W Main St

El Centro CA 92241

(760) 352-9676

Ramirez Velia

442 W Main St

El Centro CA 92241

(760) 352-7101

Wells Fargo Home Mortgage

750 N Imperial Ave

El Centro CA 92241

(760) 353-7406

reportphish@wellsfargo.com

Address

14080 Palm Dr

Desert Hot Springs CA

Contact

(760) 288-0323

Address

14320 Little Morongo Rd

Desert Hot Springs CA

Contact

(760) 329-2599

Address

759 W Main St

El Centro CA

Contact

(760) 352-9676

News on Mortgages and Reverse Mortgages for Desert Hot Springs, California 92241