Compare Today’s Mortgage Rates for Diamond Springs, California

Pureloan searches mortgage lenders and major banks in Diamond Springs, California 95619 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,943 or $39 / month is expected in Diamond Springs and other areas of El Dorado county.

Pureloan’s search engine explores all home mortgage options in Diamond Springs, California 95619, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Diamond Springs, California 95619

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Diamond Springs, CA 95619, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Diamond Springs, California 95619 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Diamond Springs, California and around El Dorado county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Diamond Springs, California 95619

If you’re looking to buy a new home in Diamond Springs, we have compiled a list of the leading mortgage brokers around Diamond Springs, California 95619 to help you with your search.

Name
Address
Contact

Stelzmiller Brokerage

535 Pleasant Valley Dr

Diamond Springs CA 95619

(530) 621-2222

http://stelzmillerbrokerage.com

Stelzmiller Brokerage

535 Main St

Diamond Springs CA 95619

(530) 506-5753

stelzbrokerage@att.net

Valley Realty

8788 Elk Grove Blvd

Elk Grove CA 95619

(916) 714-7777

Emerica Mortgage

9589 2nd Ave

Elk Grove CA 95619

(916) 686-5604

http://emericamortgage.com

Skywest Mortgage & Real Estate

9381 E Stockton Blvd

Elk Grove CA 95619

(916) 399-5500

janend_singh@yahoo.com

Address

535 Pleasant Valley Dr

Diamond Springs CA

Contact

(530) 621-2222

http://stelzmillerbrokerage.com

Address

535 Main St

Diamond Springs CA

Contact

(530) 506-5753

stelzbrokerage@att.net

Address

8788 Elk Grove Blvd

Elk Grove CA

Contact

(916) 714-7777

News on Mortgages and Reverse Mortgages for Diamond Springs, California 95619