Compare Today’s Mortgage Rates in Discovery Bay, California 94505
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Discovery Bay, California 94505.
Our search engine thoroughly explores all home mortgage options in Discovery Bay, California 94505, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $23,210 in lifetime cash or $64 per month in Discovery Bay and other areas of Contra Costa county.
Summary of Average Mortgages in Discovery Bay, California 94505
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Interactive Mortgage Rate Projections for Discovery Bay, California 94505
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Discovery Bay, CA 94505. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Discovery Bay, California 94505 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Discovery Bay, California and around Contra Costa county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.94% | 97.59% | 97.86% | 97.67% | 97.27% | 96.83% | 96.37% | 96.99% | 96.04% |
avg mortgage rate | 6.35% | 4.43% | 2.98% | 3.34% | 4.35% | 4.66% | 4.26% | 3.99% | 4.16% |
% 15 year fixed mortgage | 1.83% | 1.93% | 1.84% | 1.60% | 1.99% | 2.71% | 3.11% | 2.61% | 3.55% |
avg mortgage rate | 5.53% | 3.62% | 2.37% | 2.82% | 3.73% | 4.02% | 3.50% | 3.17% | 3.24% |
Avg credit score | 756.77 | 762.30 | 762.37 | 769.05 | 757.50 | 755.28 | 751.66 | 752.73 | 754.27 |
Avg LTV (loan to value) | 77.91% | 77.82% | 77.93% | 77.96% | 76.10% | 73.69% | 75.18% | 75.68% | 75.25% |
Avg DTI (debt to income) | 40.60 | 39.46 | 37.35 | 37.10 | 38.72 | 38.73 | 38.08 | 37.26 | 36.97 |
% First time homebuyer | 59.68% | 56.84% | 56.44% | 56.11% | 52.89% | 48.25% | 45.42% | 43.25% | 42.74% |
Avg mortgage insurance % | 11.32% | 10.61% | 9.69% | 9.55% | 9.30% | 6.82% | 6.61% | 6.74% | 5.80% |
Best Mortgage Brokers around Discovery Bay, California 94505
For those searching for a new home in Discovery Bay, we have compiled a list of the top mortgage brokers located in and around Discovery Bay, California 94505 to assist you with your search.
Wells Fargo Home Mortgage
1520 Discovery Bay Blvd
Discovery Bay CA 94505
(925) 634-9788
http://www.wellsfargo.com/mortgage/
First Keys Mortgage
3027 Castle Rock Loop
Discovery Bay CA 94505
(925) 516-6907
Discovery Home Loans
1555 Discovery Bay Blvd
Discovery Bay CA 94505
(925) 240-0221
Pacific West Funding
2213 Firwood Ct
Discovery Bay CA 94505
(925) 516-7601
Mortgage Market
1501 Discovery Bay Blvd
Discovery Bay CA 94505
(925) 634-6464
http://www.mortgagemarket.net
Address
1520 Discovery Bay Blvd
Discovery Bay CA
Contact
(925) 634-9788
http://www.wellsfargo.com/mortgage/
Address
3027 Castle Rock Loop
Discovery Bay CA
Contact
(925) 516-6907
Address
1555 Discovery Bay Blvd
Discovery Bay CA
Contact
(925) 240-0221