Compare Today’s Mortgage Rates for Discovery Bay, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Discovery Bay, California 94505. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $27,494 or $76 / month in Discovery Bay and surrounding areas of Contra Costa county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Discovery Bay, California 94505.

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Summary of Average Mortgage Terms in Discovery Bay, California 94505

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Discovery Bay, CA 94505, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Discovery Bay, California 94505 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Discovery Bay, California and around Contra Costa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Discovery Bay, California 94505

If you’re looking to buy a new home in Discovery Bay, we have compiled a list of the leading mortgage brokers around Discovery Bay, California 94505 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

1520 Discovery Bay Blvd

Discovery Bay CA 94505

(925) 634-9788

http://www.wellsfargo.com/mortgage/

First Keys Mortgage

3027 Castle Rock Loop

Discovery Bay CA 94505

(925) 516-6907

Discovery Home Loans

1555 Discovery Bay Blvd

Discovery Bay CA 94505

(925) 240-0221

Pacific West Funding

2213 Firwood Ct

Discovery Bay CA 94505

(925) 516-7601

Mortgage Market

1501 Discovery Bay Blvd

Discovery Bay CA 94505

(925) 634-6464

http://www.mortgagemarket.net

Address

1520 Discovery Bay Blvd

Discovery Bay CA

Contact

(925) 634-9788

http://www.wellsfargo.com/mortgage/

Address

3027 Castle Rock Loop

Discovery Bay CA

Contact

(925) 516-6907

Address

1555 Discovery Bay Blvd

Discovery Bay CA

Contact

(925) 240-0221

News on Mortgages and Reverse Mortgages for Discovery Bay, California 94505