Compare Today’s Mortgage Rates in Downieville, California 95936
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Downieville, California 95936.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,151 over the lifetime of your 30-year fixed loan, or a monthly savings of $25 in Downieville and other areas of Sierra county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Downieville, California 95936
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Interactive Mortgage Rate Projections for Downieville, California 95936
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Downieville, CA 95936. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Downieville, California 95936 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Downieville, California and around Sierra county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Downieville, California 95936
For those searching for a new home in Downieville, we have compiled a list of the top mortgage brokers located in and around Downieville, California 95936 to assist you with your search.
Evergreen Home Loans
10142 Commercial Ave
Penn Valley CA 95936
(530) 205-9359
Wells Fargo Home Mortgage
214 Mill St
Grass Valley CA 95936
(530) 271-0239
http://www.wellsfargo.com/mortgage/
Nevada County Processing Service
154 Hughes Rd
Grass Valley CA 95936
(530) 273-8218
Lender Solutions
412 E Main St
Grass Valley CA 95936
(530) 274-7060
Northern California Mortgage Co.
113 Presley Way
Grass Valley CA 95936
(530) 271-5500
stan@norcaloans.com
Address
10142 Commercial Ave
Penn Valley CA
Contact
(530) 205-9359
Address
214 Mill St
Grass Valley CA
Contact
(530) 271-0239
http://www.wellsfargo.com/mortgage/
Address
154 Hughes Rd
Grass Valley CA
Contact
(530) 273-8218