Compare Today’s Mortgage Rates for Earp, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Earp, California 92242. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,358 or $9 / month in Earp and other areas of San Bernardino county.
Our search engine explores all home mortgage options in Earp, California 92242, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Earp, California 92242
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Earp, CA 92242, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Earp, California 92242 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Earp, California and around San Bernardino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Earp, California 92242
If you’re looking to buy a new home in Earp, we have compiled a list of the leading mortgage brokers around Earp, California 92242 to help you with your search.
Name
Address
Contact
Mortgage Protection & Insurance Service
759 W Main St
El Centro CA 92242
(760) 352-9676
Ramirez Velia
442 W Main St
El Centro CA 92242
(760) 352-7101
Wells Fargo Home Mortgage
750 N Imperial Ave
El Centro CA 92242
(760) 353-7406
reportphish@wellsfargo.com
Imperial Valley Auto Loans
710 W Main St
El Centro CA 92242
(760) 352-5111
info@cashforpinkslip.com
Wallick & Volk Mortgage
1240 W State St
El Centro CA 92242
(760) 336-3911
lupe.carnes@wvmb.com
Address
759 W Main St
El Centro CA
Contact
(760) 352-9676
Address
442 W Main St
El Centro CA
Contact
(760) 352-7101
Address
750 N Imperial Ave
El Centro CA
Contact
(760) 353-7406
reportphish@wellsfargo.com