Compare Today’s Mortgage Rates for Echo Lake, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Echo Lake, California 95721. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,189 or $31 / month in Echo Lake and surrounding areas of El Dorado county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Echo Lake, California 95721.

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Summary of Average Mortgage Terms in Echo Lake, California 95721

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Echo Lake, CA 95721, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Echo Lake, California 95721 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Echo Lake, California and around El Dorado county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Echo Lake, California 95721

If you’re looking to buy a new home in Echo Lake, we have compiled a list of the leading mortgage brokers around Echo Lake, California 95721 to help you with your search.

Name
Address
Contact

Innovative Lending Solutions

16981 Placer Hills Rd

Meadow Vista CA 95721

(530) 823-5363

http://ilendingsolutions.com

First Priority Financial

1458 Walgra Meadows Rd

Meadow Vista CA 95721

(530) 878-1144

Sacramento First Mortgage

9261 Laguna Springs Dr

Elk Grove CA 95721

(916) 691-4303

Pinnacle Capital Mortgage

9250 Laguna Springs Dr

Elk Grove CA 95721

(916) 226-2464

Godt, Wade B

9245 Laguna Springs Dr

Elk Grove CA 95721

(800) 852-6718

funds@gobizloans.com

Address

16981 Placer Hills Rd

Meadow Vista CA

Contact

(530) 823-5363

http://ilendingsolutions.com

Address

1458 Walgra Meadows Rd

Meadow Vista CA

Contact

(530) 878-1144

Address

9261 Laguna Springs Dr

Elk Grove CA

Contact

(916) 691-4303

News on Mortgages and Reverse Mortgages for Echo Lake, California 95721