Compare Today’s Mortgage Rates in Edwards, California 93523
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Edwards, California 93523.
Our search engine thoroughly explores all home mortgage options in Edwards, California 93523, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,930 in lifetime cash or $14 per month in Edwards and other areas of Kern county.
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Summary of Average Mortgages in Edwards, California 93523
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Edwards, California 93523
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Edwards, CA 93523. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Edwards, California 93523 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Edwards, California and around Kern county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.30% | 97.90% | 98.04% | 97.56% | 97.48% | 97.67% | 96.94% | 97.64% | 96.79% |
avg mortgage rate | 6.37% | 4.47% | 2.97% | 3.34% | 4.33% | 4.63% | 4.25% | 3.98% | 4.13% |
% 15 year fixed mortgage | 1.42% | 1.75% | 1.31% | 1.71% | 1.76% | 2.07% | 2.51% | 2.16% | 2.80% |
avg mortgage rate | 5.83% | 3.76% | 2.26% | 2.85% | 3.72% | 4.03% | 3.43% | 3.16% | 3.43% |
Avg credit score | 758.48 | 765.08 | 759.36 | 760.82 | 755.31 | 758.87 | 754.64 | 753.91 | 756.74 |
Avg LTV (loan to value) | 77.38% | 75.26% | 78.42% | 78.63% | 77.33% | 75.25% | 76.21% | 75.65% | 74.68% |
Avg DTI (debt to income) | 41.93 | 40.44 | 38.55 | 38.30 | 39.85 | 39.71 | 39.12 | 38.09 | 38.13 |
% First time homebuyer | 55.81% | 49.83% | 49.41% | 48.21% | 46.41% | 37.74% | 36.46% | 35.06% | 34.40% |
Avg mortgage insurance % | 12.93% | 9.41% | 10.69% | 10.67% | 9.96% | 7.61% | 7.35% | 7.35% | 5.79% |
Best Mortgage Brokers around Edwards, California 93523
For those searching for a new home in Edwards, we have compiled a list of the top mortgage brokers located in and around Edwards, California 93523 to assist you with your search.
Name
Address
Contact
M S Mortgage Corporation
520 W Palmdale Blvd
Palmdale CA 93523
(661) 575-8395
Center For Grants
44436 10th St W
Lancaster CA 93523
(661) 951-2492
Wells Fargo Home Mortgage
1212 W Ave
Lancaster CA 93523
(661) 945-3682
rjacobson@chicagoclosing.com
Mortgage Management
762 W Kettering St
Lancaster CA 93523
(661) 723-6700
info@mmclending.com
Gem Mortgage
44349 Lowtree Ave
Lancaster CA 93523
(661) 949-3388
cs@gemcorp.com
Address
520 W Palmdale Blvd
Palmdale CA
Contact
(661) 575-8395
Address
44436 10th St W
Lancaster CA
Contact
(661) 951-2492
Address
1212 W Ave
Lancaster CA
Contact
(661) 945-3682
rjacobson@chicagoclosing.com