Compare Today’s Mortgage Rates for Edwards, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Edwards, California 93524. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,099 or $14 / month in Edwards and other areas of Kern county.
Our search engine explores all home mortgage options in Edwards, California 93524, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Edwards, California 93524
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Edwards, CA 93524, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Edwards, California 93524 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Edwards, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.12% | 95.05% | 94.55% | 95.48% | 96.48% | 96.79% | 97.64% | 97.89% |
| avg mortgage rate | 4.98% | 4.72% | 3.97% | 4.03% | 4.49% | 4.14% | 3.98% | 4.21% |
| % 15 year fixed mortgage | 3.40% | 3.82% | 4.62% | 4.01% | 3.35% | 2.74% | 2.16% | 1.93% |
| avg mortgage rate | 4.38% | 3.96% | 3.29% | 3.08% | 3.43% | 3.43% | 3.16% | 3.42% |
| Avg credit score | 762.68 | 765.35 | 763.51 | 761.72 | 755.79 | 756.12 | 753.86 | 754.82 |
| Avg LTV (loan to value) | 72.46% | 74.01% | 75.66% | 74.81% | 76.21% | 74.93% | 75.66% | 76.79% |
| Avg DTI (debt to income) | 36.99 | 36.23 | 35.89 | 36.49 | 37.91 | 38.11 | 38.10 | 39.10 |
| % First time homebuyer | 42.11% | 34.94% | 28.39% | 32.68% | 37.20% | 35.03% | 35.07% | 37.54% |
| Avg mortgage insurance % | 2.36% | 2.77% | 4.25% | 5.08% | 6.89% | 6.04% | 7.36% | 8.04% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Edwards, California 93524
If you’re looking to buy a new home in Edwards, we have compiled a list of the leading mortgage brokers around Edwards, California 93524 to help you with your search.
Name
Address
Contact
M S Mortgage Corporation
520 W Palmdale Blvd
Palmdale CA 93524
(661) 575-8395
Center For Grants
44436 10th St W
Lancaster CA 93524
(661) 951-2492
Wells Fargo Home Mortgage
1212 W Ave
Lancaster CA 93524
(661) 945-3682
rjacobson@chicagoclosing.com
Mortgage Management
762 W Kettering St
Lancaster CA 93524
(661) 723-6700
info@mmclending.com
Gem Mortgage
44349 Lowtree Ave
Lancaster CA 93524
(661) 949-3388
cs@gemcorp.com
Address
520 W Palmdale Blvd
Palmdale CA
Contact
(661) 575-8395
Address
44436 10th St W
Lancaster CA
Contact
(661) 951-2492
Address
1212 W Ave
Lancaster CA
Contact
(661) 945-3682
rjacobson@chicagoclosing.com