Compare Today’s Mortgage Rates for Edwards, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Edwards, California 93524. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,099 or $14 / month in Edwards and other areas of Kern county.

Our search engine explores all home mortgage options in Edwards, California 93524, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Edwards, California 93524

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Edwards, CA 93524, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Edwards, California 93524 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Edwards, California and around Kern county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.12% 95.05% 94.55% 95.48% 96.48% 96.79% 97.64% 97.89%
avg mortgage rate 4.98% 4.72% 3.97% 4.03% 4.49% 4.14% 3.98% 4.21%
% 15 year fixed mortgage 3.40% 3.82% 4.62% 4.01% 3.35% 2.74% 2.16% 1.93%
avg mortgage rate 4.38% 3.96% 3.29% 3.08% 3.43% 3.43% 3.16% 3.42%
Avg credit score 762.68 765.35 763.51 761.72 755.79 756.12 753.86 754.82
Avg LTV (loan to value) 72.46% 74.01% 75.66% 74.81% 76.21% 74.93% 75.66% 76.79%
Avg DTI (debt to income) 36.99 36.23 35.89 36.49 37.91 38.11 38.10 39.10
% First time homebuyer 42.11% 34.94% 28.39% 32.68% 37.20% 35.03% 35.07% 37.54%
Avg mortgage insurance % 2.36% 2.77% 4.25% 5.08% 6.89% 6.04% 7.36% 8.04%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Edwards, California 93524

If you’re looking to buy a new home in Edwards, we have compiled a list of the leading mortgage brokers around Edwards, California 93524 to help you with your search.

Name
Address
Contact

M S Mortgage Corporation

520 W Palmdale Blvd

Palmdale CA 93524

(661) 575-8395

Center For Grants

44436 10th St W

Lancaster CA 93524

(661) 951-2492

Wells Fargo Home Mortgage

1212 W Ave

Lancaster CA 93524

(661) 945-3682

rjacobson@chicagoclosing.com

Mortgage Management

762 W Kettering St

Lancaster CA 93524

(661) 723-6700

info@mmclending.com

Gem Mortgage

44349 Lowtree Ave

Lancaster CA 93524

(661) 949-3388

cs@gemcorp.com

Address

520 W Palmdale Blvd

Palmdale CA

Contact

(661) 575-8395

Address

44436 10th St W

Lancaster CA

Contact

(661) 951-2492

Address

1212 W Ave

Lancaster CA

Contact

(661) 945-3682

rjacobson@chicagoclosing.com

News on Mortgages and Reverse Mortgages for Edwards, California 93524