Compare Today’s Mortgage Rates for El Cajon, California

Pureloan searches mortgage lenders and major banks in El Cajon, California 92090 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $373,615 or $1,038 / month is expected in El Cajon and other areas of San Diego county.

Pureloan’s search engine explores all home mortgage options in El Cajon, California 92090, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in El Cajon, California 92090

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in El Cajon, CA 92090, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for El Cajon, California 92090 from 2012 - 2019

We have compiled mortgage rate charts for home loans in El Cajon, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around El Cajon, California 92090

If you’re looking to buy a new home in El Cajon, we have compiled a list of the leading mortgage brokers around El Cajon, California 92090 to help you with your search.

Name
Address
Contact

Ameri First Financial

743 La Rochi Way

El Cajon CA 92090

(619) 561-6241

http://www.sandiegocountyloghomes.com/

Kendall Company

3750 Willow Glen Dr

El Cajon CA 92090

(619) 226-6090

http://www.witmerkendall.com

Universal Realty Enterprises

1217 Jamacha Rd

El Cajon CA 92090

(619) 444-6400

julietjamil@hotmail.com

Broadview Mortgage

771 Jamacha Rd

El Cajon CA 92090

(619) 749-0550

http://broadviewmortgage.com

Consolidated Lenders Group

2037 Shire Dr

El Cajon CA 92090

(858) 483-1465

http://www.consolidatedlenders.com

Address

743 La Rochi Way

El Cajon CA

Contact

(619) 561-6241

http://www.sandiegocountyloghomes.com/

Address

3750 Willow Glen Dr

El Cajon CA

Contact

(619) 226-6090

http://www.witmerkendall.com

Address

1217 Jamacha Rd

El Cajon CA

Contact

(619) 444-6400

julietjamil@hotmail.com

News on Mortgages and Reverse Mortgages for El Cajon, California 92090