Compare Today’s Mortgage Rates for El Centro, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in El Centro, California 92244. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,643 or $24 / month in El Centro and surrounding areas of Imperial county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for El Centro, California 92244.

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Summary of Average Mortgage Terms in El Centro, California 92244

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in El Centro, CA 92244, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for El Centro, California 92244 from 2012 - 2019

We have compiled mortgage rate charts for home loans in El Centro, California and around Imperial county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around El Centro, California 92244

If you’re looking to buy a new home in El Centro, we have compiled a list of the leading mortgage brokers around El Centro, California 92244 to help you with your search.

Name
Address
Contact

Cash Express

442 W Main St

El Centro CA 92244

(760) 352-7101

http://www.cashtn.com

Western Mortgage Express

1503 N Imperial Ave

El Centro CA 92244

(760) 353-6945

Countrywide Home Loans

1243 W Main St

El Centro CA 92244

(760) 353-2466

http://www.marriott.com

Imortgage

1601 N Imperial Ave

El Centro CA 92244

(760) 707-0400

Farm Credit Services Southwest

1415 W State St

El Centro CA 92244

(760) 352-1870

http://www.fcssw.com

Address

442 W Main St

El Centro CA

Contact

(760) 352-7101

http://www.cashtn.com

Address

1503 N Imperial Ave

El Centro CA

Contact

(760) 353-6945

Address

1243 W Main St

El Centro CA

Contact

(760) 353-2466

http://www.marriott.com

News on Mortgages and Reverse Mortgages for El Centro, California 92244