Compare Today’s Mortgage Rates for El Centro, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in El Centro, California 92244. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $8,643 or $24 / month in El Centro and surrounding areas of Imperial county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for El Centro, California 92244.
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Summary of Average Mortgage Terms in El Centro, California 92244
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in El Centro, CA 92244, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for El Centro, California 92244 from 2012 - 2019
We have compiled mortgage rate charts for home loans in El Centro, California and around Imperial county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around El Centro, California 92244
If you’re looking to buy a new home in El Centro, we have compiled a list of the leading mortgage brokers around El Centro, California 92244 to help you with your search.
Name
Address
Contact
Cash Express
442 W Main St
El Centro CA 92244
(760) 352-7101
http://www.cashtn.com
Western Mortgage Express
1503 N Imperial Ave
El Centro CA 92244
(760) 353-6945
Countrywide Home Loans
1243 W Main St
El Centro CA 92244
(760) 353-2466
http://www.marriott.com
Imortgage
1601 N Imperial Ave
El Centro CA 92244
(760) 707-0400
Farm Credit Services Southwest
1415 W State St
El Centro CA 92244
(760) 352-1870
http://www.fcssw.com
Address
442 W Main St
El Centro CA
Contact
(760) 352-7101
http://www.cashtn.com
Address
1503 N Imperial Ave
El Centro CA
Contact
(760) 353-6945
Address
1243 W Main St
El Centro CA
Contact
(760) 353-2466
http://www.marriott.com