Compare Today’s Mortgage Rates for El Cerrito, California

Pureloan searches mortgage lenders and major banks in El Cerrito, California 94530 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $36,163 or $100 / month is expected in El Cerrito and other areas of Contra Costa county.

Pureloan’s search engine explores all home mortgage options in El Cerrito, California 94530, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in El Cerrito, California 94530

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in El Cerrito, CA 94530, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for El Cerrito, California 94530 from 2012 - 2019

We have compiled mortgage rate charts for home loans in El Cerrito, California and around Contra Costa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.23% 93.94% 94.46% 94.55% 95.67% 95.07% 95.81% 97.69%
avg mortgage rate 4.96% 4.70% 3.95% 4.00% 4.47% 4.14% 3.96% 4.24%
% 15 year fixed mortgage 4.45% 5.42% 4.84% 5.18% 4.19% 4.76% 3.98% 1.73%
avg mortgage rate 4.35% 3.90% 3.32% 3.20% 3.46% 3.33% 3.16% 2.83%
Avg credit score 766.40 768.92 765.75 761.90 759.78 758.65 757.19 758.90
Avg LTV (loan to value) 67.95% 68.55% 70.92% 68.75% 70.29% 68.52% 67.52% 65.50%
Avg DTI (debt to income) 37.09 35.94 34.84 35.57 37.03 37.94 37.87 39.28
% First time homebuyer 52.34% 48.03% 46.57% 45.64% 44.97% 45.58% 49.27% 41.04%
Avg mortgage insurance % 0.78% 1.02% 2.11% 1.49% 2.82% 2.19% 2.87% 1.99%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around El Cerrito, California 94530

If you’re looking to buy a new home in El Cerrito, we have compiled a list of the leading mortgage brokers around El Cerrito, California 94530 to help you with your search.

Name
Address
Contact

Fiquest Mortgage

3020 El Cerrito Plz

El Cerrito CA 94530

(415) 703-0990

http://fiquest.com

Trust Anchor Title Loans

6462 Conlon Ave

El Cerrito CA 94530

(510) 275-0930

info@trustanchortitleloans.com

American Mortgage

6328 Fairmount Ave

El Cerrito CA 94530

(510) 558-9300

http://americandealerservices.com

Check 'n Go

11100 San Pablo Ave

El Cerrito CA 94530

(510) 235-4300

comments@checkngo.com

Acceptance Now

4396 Enterprise Pl

Fremont CA 94530

(510) 651-2039

Address

3020 El Cerrito Plz

El Cerrito CA

Contact

(415) 703-0990

http://fiquest.com

Address

6462 Conlon Ave

El Cerrito CA

Contact

(510) 275-0930

info@trustanchortitleloans.com

Address

6328 Fairmount Ave

El Cerrito CA

Contact

(510) 558-9300

http://americandealerservices.com

News on Mortgages and Reverse Mortgages for El Cerrito, California 94530