Compare Today’s Mortgage Rates for El Dorado, California

Pureloan searches mortgage lenders and major banks in El Dorado, California 95623 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $19,756 or $55 / month is expected in El Dorado and other areas of El Dorado county.

Pureloan’s search engine explores all home mortgage options in El Dorado, California 95623, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in El Dorado, California 95623

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in El Dorado, CA 95623, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for El Dorado, California 95623 from 2012 - 2019

We have compiled mortgage rate charts for home loans in El Dorado, California and around El Dorado county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around El Dorado, California 95623

If you’re looking to buy a new home in El Dorado, we have compiled a list of the leading mortgage brokers around El Dorado, California 95623 to help you with your search.

Name
Address
Contact

Bandy Tim Office

5714 Pleasant Valley Rd

El Dorado CA 95623

(530) 622-5005

Valley Realty

8788 Elk Grove Blvd

Elk Grove CA 95623

(916) 714-7777

Emerica Mortgage

9589 2nd Ave

Elk Grove CA 95623

(916) 686-5604

http://emericamortgage.com

Skywest Mortgage & Real Estate

9381 E Stockton Blvd

Elk Grove CA 95623

(916) 399-5500

janend_singh@yahoo.com

OneMain Financial

9139 E Stockton Blvd

Elk Grove CA 95623

(916) 585-7400

http://branches.onemainfinancial.com/ca/elk-grove/9139-e-stockton-blvd.html

Address

5714 Pleasant Valley Rd

El Dorado CA

Contact

(530) 622-5005

Address

8788 Elk Grove Blvd

Elk Grove CA

Contact

(916) 714-7777

Address

9589 2nd Ave

Elk Grove CA

Contact

(916) 686-5604

http://emericamortgage.com

News on Mortgages and Reverse Mortgages for El Dorado, California 95623