Compare Today’s Mortgage Rates for El Dorado, California
Pureloan searches mortgage lenders and major banks in El Dorado, California 95623 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $19,756 or $55 / month is expected in El Dorado and other areas of El Dorado county.
Pureloan’s search engine explores all home mortgage options in El Dorado, California 95623, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in El Dorado, California 95623
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in El Dorado, CA 95623, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for El Dorado, California 95623 from 2012 - 2019
We have compiled mortgage rate charts for home loans in El Dorado, California and around El Dorado county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around El Dorado, California 95623
If you’re looking to buy a new home in El Dorado, we have compiled a list of the leading mortgage brokers around El Dorado, California 95623 to help you with your search.
Name
Address
Contact
Bandy Tim Office
5714 Pleasant Valley Rd
El Dorado CA 95623
(530) 622-5005
Valley Realty
8788 Elk Grove Blvd
Elk Grove CA 95623
(916) 714-7777
Emerica Mortgage
9589 2nd Ave
Elk Grove CA 95623
(916) 686-5604
http://emericamortgage.com
Skywest Mortgage & Real Estate
9381 E Stockton Blvd
Elk Grove CA 95623
(916) 399-5500
janend_singh@yahoo.com
OneMain Financial
9139 E Stockton Blvd
Elk Grove CA 95623
(916) 585-7400
http://branches.onemainfinancial.com/ca/elk-grove/9139-e-stockton-blvd.html
Address
5714 Pleasant Valley Rd
El Dorado CA
Contact
(530) 622-5005
Address
8788 Elk Grove Blvd
Elk Grove CA
Contact
(916) 714-7777
Address
9589 2nd Ave
Elk Grove CA
Contact
(916) 686-5604
http://emericamortgage.com