Compare Today’s Mortgage Rates for El Dorado Hills, California

Pureloan searches mortgage lenders and major banks in El Dorado Hills, California 95762 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $28,783 or $80 / month is expected in El Dorado Hills and other areas of El Dorado county.

Pureloan’s search engine explores all home mortgage options in El Dorado Hills, California 95762, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in El Dorado Hills, California 95762

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in El Dorado Hills, CA 95762, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for El Dorado Hills, California 95762 from 2012 - 2019

We have compiled mortgage rate charts for home loans in El Dorado Hills, California and around El Dorado county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around El Dorado Hills, California 95762

If you’re looking to buy a new home in El Dorado Hills, we have compiled a list of the leading mortgage brokers around El Dorado Hills, California 95762 to help you with your search.

Name
Address
Contact

Preferred Mortgage

2337 Beckett Dr

El Dorado Hills CA 95762

(916) 358-5088

Svi Mortgage Group

1999 Shelby Cir

El Dorado Hills CA 95762

(916) 934-0856

Aisha Browe

2321 Inverness Pl

El Dorado Hills CA 95762

(916) 933-6012

Myecheck

6026 Ladero Way

El Dorado Hills CA 95762

(916) 222-4376

http://www.myecheckcorporate.com

Resmark Equity Partners

1037 Suncast Ln

El Dorado Hills CA 95762

(916) 719-5373

http://www.resmarkllc.com/

Address

2337 Beckett Dr

El Dorado Hills CA

Contact

(916) 358-5088

Address

1999 Shelby Cir

El Dorado Hills CA

Contact

(916) 934-0856

Address

2321 Inverness Pl

El Dorado Hills CA

Contact

(916) 933-6012

News on Mortgages and Reverse Mortgages for El Dorado Hills, California 95762