Compare Today’s Mortgage Rates in El Dorado Hills, California 95762
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in El Dorado Hills, California 95762.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $24,298 over the lifetime of your 30-year fixed loan, or a monthly savings of $67 in El Dorado Hills and other areas of El Dorado county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in El Dorado Hills, California 95762
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for El Dorado Hills, California 95762
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in El Dorado Hills, CA 95762. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in El Dorado Hills, California 95762 from 2024 - 2016
We have compiled mortgage rates charts for home loans in El Dorado Hills, California and around El Dorado county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around El Dorado Hills, California 95762
For those searching for a new home in El Dorado Hills, we have compiled a list of the top mortgage brokers located in and around El Dorado Hills, California 95762 to assist you with your search.
Name
Address
Contact
Preferred Mortgage
2337 Beckett Dr
El Dorado Hills CA 95762
(916) 358-5088
Svi Mortgage Group
1999 Shelby Cir
El Dorado Hills CA 95762
(916) 934-0856
Aisha Browe
2321 Inverness Pl
El Dorado Hills CA 95762
(916) 933-6012
Myecheck
6026 Ladero Way
El Dorado Hills CA 95762
(916) 222-4376
http://www.myecheckcorporate.com
Resmark Equity Partners
1037 Suncast Ln
El Dorado Hills CA 95762
(916) 719-5373
http://www.resmarkllc.com/
Address
2337 Beckett Dr
El Dorado Hills CA
Contact
(916) 358-5088
Address
1999 Shelby Cir
El Dorado Hills CA
Contact
(916) 934-0856
Address
2321 Inverness Pl
El Dorado Hills CA
Contact
(916) 933-6012