Compare Today’s Mortgage Rates for El Sobrante, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in El Sobrante, California 94820. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $26,635 or $74 / month in El Sobrante and surrounding areas of Contra Costa county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for El Sobrante, California 94820.
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Summary of Average Mortgage Terms in El Sobrante, California 94820
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in El Sobrante, CA 94820, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for El Sobrante, California 94820 from 2012 - 2019
We have compiled mortgage rate charts for home loans in El Sobrante, California and around Contra Costa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around El Sobrante, California 94820
If you’re looking to buy a new home in El Sobrante, we have compiled a list of the leading mortgage brokers around El Sobrante, California 94820 to help you with your search.
Name
Address
Contact
Mainland Mortgage One
5161 Sobrante Ave
El Sobrante CA 94820
(510) 964-5300
First Capital Alliance
4980 Appian Way
El Sobrante CA 94820
(510) 758-5727
Hilltop Estate Venue
2531 Heide Ct
El Sobrante CA 94820
(510) 243-0575
Pacifico Lending Group
4980 Appian Way
El Sobrante CA 94820
(510) 223-4290
http://pacificolending.com
Windermere Rowland Realty
3575 San Pablo Dam Rd
El Sobrante CA 94820
(510) 222-9150
elsobrante@windermere.com
Address
5161 Sobrante Ave
El Sobrante CA
Contact
(510) 964-5300
Address
4980 Appian Way
El Sobrante CA
Contact
(510) 758-5727
Address
2531 Heide Ct
El Sobrante CA
Contact
(510) 243-0575