Compare Today’s Mortgage Rates in El Toro, California 92609
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in El Toro, California 92609.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $27,199 over the lifetime of your 30-year fixed loan, or a monthly savings of $76 in El Toro and other areas of Orange county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in El Toro, California 92609
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Interactive Mortgage Rate Projections for El Toro, California 92609
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in El Toro, CA 92609. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in El Toro, California 92609 from 2024 - 2016
We have compiled mortgage rates charts for home loans in El Toro, California and around Orange county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.80% | 97.72% | 97.29% | 97.28% | 95.73% | 95.72% | 95.33% | 95.73% | 95.76% |
avg mortgage rate | 6.29% | 4.40% | 2.94% | 3.29% | 4.30% | 4.56% | 4.21% | 3.97% | 4.13% |
% 15 year fixed mortgage | 2.49% | 1.65% | 2.37% | 2.27% | 3.58% | 3.44% | 4.21% | 3.77% | 3.75% |
avg mortgage rate | 5.52% | 3.56% | 2.36% | 2.81% | 3.68% | 3.89% | 3.52% | 3.14% | 3.25% |
Avg credit score | 766.77 | 769.74 | 767.42 | 768.62 | 762.08 | 761.14 | 757.90 | 757.32 | 760.43 |
Avg LTV (loan to value) | 69.26% | 70.11% | 73.65% | 74.17% | 71.76% | 69.55% | 71.03% | 72.81% | 72.45% |
Avg DTI (debt to income) | 40.87 | 40.23 | 38.16 | 37.88 | 39.33 | 39.87 | 39.01 | 38.40 | 38.43 |
% First time homebuyer | 48.22% | 43.72% | 46.30% | 44.31% | 42.60% | 40.50% | 38.79% | 37.66% | 37.22% |
Avg mortgage insurance % | 7.29% | 6.25% | 6.59% | 7.51% | 6.86% | 4.80% | 5.05% | 5.67% | 4.43% |
Best Mortgage Brokers around El Toro, California 92609
For those searching for a new home in El Toro, we have compiled a list of the top mortgage brokers located in and around El Toro, California 92609 to assist you with your search.
Standard Pacific
7700 Irvine Center Dr
Irvine CA 92609
(949) 724-7800
ckoh@stanpac.com
Lexington Home Loans
8001 Irvine Center Dr
Irvine CA 92609
(949) 727-3633
http://www.lexingtonhl.com
Eastland Financial
106 Discovery
Irvine CA 92609
(949) 586-8400
http://www.4eastland.com
Genpact Mortgage Service
15420 Laguna Canyon Rd
Irvine CA 92609
(949) 417-5131
http://moneylinelending.com
South Pacific Financial Corporation
2 Ada
Irvine CA 92609
(949) 453-0069
web@www.spfcnet.com
Address
7700 Irvine Center Dr
Irvine CA
Contact
(949) 724-7800
ckoh@stanpac.com
Address
8001 Irvine Center Dr
Irvine CA
Contact
(949) 727-3633
http://www.lexingtonhl.com
Address
106 Discovery
Irvine CA
Contact
(949) 586-8400
http://www.4eastland.com