Compare Today’s Mortgage Rates for El Toro, California
Pureloan searches mortgage lenders and major banks in El Toro, California 92609 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,943 or $39 / month is expected in El Toro and other areas of Riverside county.
Pureloan’s search engine explores all home mortgage options in El Toro, California 92609, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in El Toro, California 92609
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in El Toro, California 92609
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in El Toro, CA 92609, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for El Toro, California 92609 from 2012 - 2019
We have compiled mortgage rate charts for home loans in El Toro, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around El Toro, California 92609
If you’re looking to buy a new home in El Toro, we have compiled a list of the leading mortgage brokers around El Toro, California 92609 to help you with your search.
Name
Address
Contact
Standard Pacific
7700 Irvine Center Dr
Irvine CA 92609
(949) 724-7800
ckoh@stanpac.com
Lexington Home Loans
8001 Irvine Center Dr
Irvine CA 92609
(949) 727-3633
http://www.lexingtonhl.com
Eastland Financial
106 Discovery
Irvine CA 92609
(949) 586-8400
http://www.4eastland.com
Genpact Mortgage Service
15420 Laguna Canyon Rd
Irvine CA 92609
(949) 417-5131
http://moneylinelending.com
South Pacific Financial Corporation
2 Ada
Irvine CA 92609
(949) 453-0069
web@www.spfcnet.com
Address
7700 Irvine Center Dr
Irvine CA
Contact
(949) 724-7800
ckoh@stanpac.com
Address
8001 Irvine Center Dr
Irvine CA
Contact
(949) 727-3633
http://www.lexingtonhl.com
Address
106 Discovery
Irvine CA
Contact
(949) 586-8400
http://www.4eastland.com