Compare Today’s Mortgage Rates for Elk, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Elk, California 95432. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $154,526 or $429 / month in Elk and surrounding areas of Mendocino county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Elk, California 95432.

No suitable program is found

Summary of Average Mortgage Terms in Elk, California 95432

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Elk, CA 95432, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Elk, California 95432 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Elk, California and around Mendocino county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Elk, California 95432

If you’re looking to buy a new home in Elk, we have compiled a list of the leading mortgage brokers around Elk, California 95432 to help you with your search.

Name
Address
Contact

First Equity

365 Cypress St

Fort Bragg CA 95432

(707) 964-0708

sales@businessmagnet.co.uk

First Equity

131 Boatyard Dr

Fort Bragg CA 95432

(707) 964-0708

http://www.firsteq.com

Campbell Global

90 W Redwood Ave

Fort Bragg CA 95432

(707) 964-3966

First Priority Financial

6550 Front St

Forestville CA 95432

(707) 887-7950

hans_bruhner@lendscape.com

Mortgage

6550 Front St

Forestville CA 95432

(707) 887-1275

Address

365 Cypress St

Fort Bragg CA

Contact

(707) 964-0708

sales@businessmagnet.co.uk

Address

131 Boatyard Dr

Fort Bragg CA

Contact

(707) 964-0708

http://www.firsteq.com

Address

90 W Redwood Ave

Fort Bragg CA

Contact

(707) 964-3966

News on Mortgages and Reverse Mortgages for Elk, California 95432