Compare Today’s Mortgage Rates for Elk Creek, California
Pureloan searches mortgage lenders and major banks in Elk Creek, California 95939 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,685 or $19 / month is expected in Elk Creek and other areas of Glenn county.
Pureloan’s search engine explores all home mortgage options in Elk Creek, California 95939, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Elk Creek, California 95939


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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Elk Creek, CA 95939, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Elk Creek, California 95939 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Elk Creek, California and around Glenn county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
% 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
% First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Elk Creek, California 95939
If you’re looking to buy a new home in Elk Creek, we have compiled a list of the leading mortgage brokers around Elk Creek, California 95939 to help you with your search.
Evergreen Home Loans
10142 Commercial Ave
Penn Valley CA 95939
(530) 205-9359
Wells Fargo Home Mortgage
214 Mill St
Grass Valley CA 95939
(530) 271-0239
http://www.wellsfargo.com/mortgage/
Nevada County Processing Service
154 Hughes Rd
Grass Valley CA 95939
(530) 273-8218
Lender Solutions
412 E Main St
Grass Valley CA 95939
(530) 274-7060
Northern California Mortgage Co.
113 Presley Way
Grass Valley CA 95939
(530) 271-5500
stan@norcaloans.com
Address
10142 Commercial Ave
Penn Valley CA
Contact
(530) 205-9359
Address
214 Mill St
Grass Valley CA
Contact
(530) 271-0239
http://www.wellsfargo.com/mortgage/
Address
154 Hughes Rd
Grass Valley CA
Contact
(530) 273-8218