Compare Today’s Mortgage Rates for Elk Creek, California

Pureloan searches mortgage lenders and major banks in Elk Creek, California 95939 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,685 or $19 / month is expected in Elk Creek and other areas of Glenn county.

Pureloan’s search engine explores all home mortgage options in Elk Creek, California 95939, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Elk Creek, California 95939

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Elk Creek, CA 95939, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Elk Creek, California 95939 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Elk Creek, California and around Glenn county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Elk Creek, California 95939

If you’re looking to buy a new home in Elk Creek, we have compiled a list of the leading mortgage brokers around Elk Creek, California 95939 to help you with your search.

Name
Address
Contact

Evergreen Home Loans

10142 Commercial Ave

Penn Valley CA 95939

(530) 205-9359

Wells Fargo Home Mortgage

214 Mill St

Grass Valley CA 95939

(530) 271-0239

http://www.wellsfargo.com/mortgage/

Nevada County Processing Service

154 Hughes Rd

Grass Valley CA 95939

(530) 273-8218

Lender Solutions

412 E Main St

Grass Valley CA 95939

(530) 274-7060

Northern California Mortgage Co.

113 Presley Way

Grass Valley CA 95939

(530) 271-5500

stan@norcaloans.com

Address

10142 Commercial Ave

Penn Valley CA

Contact

(530) 205-9359

Address

214 Mill St

Grass Valley CA

Contact

(530) 271-0239

http://www.wellsfargo.com/mortgage/

Address

154 Hughes Rd

Grass Valley CA

Contact

(530) 273-8218

News on Mortgages and Reverse Mortgages for Elk Creek, California 95939