Compare Today’s Mortgage Rates in Elk Grove, California 95759
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Elk Grove, California 95759.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Elk Grove, California 95759. For a 30-year fixed loan, our calculations show that you can expect to save up to $17,045 over the lifetime of your mortgage, which translates to a monthly savings of $47 in Elk Grove and other areas of Sacramento county.
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Summary of Average Mortgages in Elk Grove, California 95759
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Elk Grove, California 95759
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Elk Grove, CA 95759. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Elk Grove, California 95759 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Elk Grove, California and around Sacramento county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Elk Grove, California 95759
For those searching for a new home in Elk Grove, we have compiled a list of the top mortgage brokers located in and around Elk Grove, California 95759 to assist you with your search.
Name
Address
Contact
Nakama Meteyry Ada
6905 Paul Do Mar Way
Elk Grove CA 95759
(916) 687-3456
Equity Zone Mortgage
9796 Club Park Dr
Elk Grove CA 95759
(916) 469-3624
http://elkgrovecamortgages.com
Old Town Home Loan
8841 Williamson Dr
Elk Grove CA 95759
(916) 686-5250
Sierra Pacific Mortgage
8920 Emerald Park Dr
Elk Grove CA 95759
(916) 304-8610
Empire Mortgage
8661 Elk Grove Blvd
Elk Grove CA 95759
(916) 685-1725
Address
6905 Paul Do Mar Way
Elk Grove CA
Contact
(916) 687-3456
Address
9796 Club Park Dr
Elk Grove CA
Contact
(916) 469-3624
http://elkgrovecamortgages.com
Address
8841 Williamson Dr
Elk Grove CA
Contact
(916) 686-5250