Compare Today’s Mortgage Rates in Elmira, California 95625
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Elmira, California 95625.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Elmira, California 95625. For a 30-year fixed loan, our calculations show that you can expect to save up to $14,144 over the lifetime of your mortgage, which translates to a monthly savings of $39 in Elmira and other areas of Solano county.
Summary of Average Mortgages in Elmira, California 95625
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Interactive Mortgage Rate Projections for Elmira, California 95625
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Elmira, CA 95625. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Elmira, California 95625 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Elmira, California and around Solano county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Elmira, California 95625
For those searching for a new home in Elmira, we have compiled a list of the top mortgage brokers located in and around Elmira, California 95625 to assist you with your search.
Optimum Financial Group
101 Parkshore Dr
Folsom CA 95625
(916) 390-1231
Epic Capital
1024 Iron Point Rd
Folsom CA 95625
(916) 357-6550
http://www.epiccap.com/
Golden Bear Mortgage
806 Bidwell St
Folsom CA 95625
(916) 985-1818
http://www.gbmc.com
Wells Fargo Home Mortgage
1130 Iron Point Rd
Folsom CA 95625
(916) 294-3200
reportphish@wellsfargo.com
Masters Team Mortgage
785 Orchard Dr
Folsom CA 95625
(916) 988-5858
info@mastersteammortgage.com
Address
101 Parkshore Dr
Folsom CA
Contact
(916) 390-1231
Address
1024 Iron Point Rd
Folsom CA
Contact
(916) 357-6550
http://www.epiccap.com/
Address
806 Bidwell St
Folsom CA
Contact
(916) 985-1818
http://www.gbmc.com