Compare Today’s Mortgage Rates for Elverta, California

Pureloan searches mortgage lenders and major banks in Elverta, California 95626 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,584 or $43 / month is expected in Elverta and other areas of Sacramento county.

Pureloan’s search engine explores all home mortgage options in Elverta, California 95626, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Elverta, California 95626

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Elverta, CA 95626, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Elverta, California 95626 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Elverta, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Elverta, California 95626

If you’re looking to buy a new home in Elverta, we have compiled a list of the leading mortgage brokers around Elverta, California 95626 to help you with your search.

Name
Address
Contact

Optimum Financial Group

101 Parkshore Dr

Folsom CA 95626

(916) 390-1231

Epic Capital

1024 Iron Point Rd

Folsom CA 95626

(916) 357-6550

http://www.epiccap.com/

Golden Bear Mortgage

806 Bidwell St

Folsom CA 95626

(916) 985-1818

http://www.gbmc.com

Wells Fargo Home Mortgage

1130 Iron Point Rd

Folsom CA 95626

(916) 294-3200

reportphish@wellsfargo.com

Masters Team Mortgage

785 Orchard Dr

Folsom CA 95626

(916) 988-5858

info@mastersteammortgage.com

Address

101 Parkshore Dr

Folsom CA

Contact

(916) 390-1231

Address

1024 Iron Point Rd

Folsom CA

Contact

(916) 357-6550

http://www.epiccap.com/

Address

806 Bidwell St

Folsom CA

Contact

(916) 985-1818

http://www.gbmc.com

News on Mortgages and Reverse Mortgages for Elverta, California 95626