Compare Today’s Mortgage Rates for Elverta, California
Pureloan searches mortgage lenders and major banks in Elverta, California 95626 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $15,584 or $43 / month is expected in Elverta and other areas of Sacramento county.
Pureloan’s search engine explores all home mortgage options in Elverta, California 95626, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Elverta, California 95626
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Elverta, CA 95626, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Elverta, California 95626 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Elverta, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Elverta, California 95626
If you’re looking to buy a new home in Elverta, we have compiled a list of the leading mortgage brokers around Elverta, California 95626 to help you with your search.
Name
Address
Contact
Optimum Financial Group
101 Parkshore Dr
Folsom CA 95626
(916) 390-1231
Epic Capital
1024 Iron Point Rd
Folsom CA 95626
(916) 357-6550
http://www.epiccap.com/
Golden Bear Mortgage
806 Bidwell St
Folsom CA 95626
(916) 985-1818
http://www.gbmc.com
Wells Fargo Home Mortgage
1130 Iron Point Rd
Folsom CA 95626
(916) 294-3200
reportphish@wellsfargo.com
Masters Team Mortgage
785 Orchard Dr
Folsom CA 95626
(916) 988-5858
info@mastersteammortgage.com
Address
101 Parkshore Dr
Folsom CA
Contact
(916) 390-1231
Address
1024 Iron Point Rd
Folsom CA
Contact
(916) 357-6550
http://www.epiccap.com/
Address
806 Bidwell St
Folsom CA
Contact
(916) 985-1818
http://www.gbmc.com