Compare Today’s Mortgage Rates for Emeryville, California
Pureloan searches mortgage lenders and major banks in Emeryville, California 94662 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $25,346 or $70 / month is expected in Emeryville and other areas of Alameda county.
Pureloan’s search engine explores all home mortgage options in Emeryville, California 94662, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Emeryville, California 94662
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Emeryville, CA 94662, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Emeryville, California 94662 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Emeryville, California and around Alameda county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.23% | 93.94% | 94.46% | 94.55% | 95.67% | 95.07% | 95.81% | 97.69% |
| avg mortgage rate | 4.96% | 4.70% | 3.95% | 4.00% | 4.47% | 4.14% | 3.96% | 4.24% |
| % 15 year fixed mortgage | 4.45% | 5.42% | 4.84% | 5.18% | 4.19% | 4.76% | 3.98% | 1.73% |
| avg mortgage rate | 4.35% | 3.90% | 3.32% | 3.20% | 3.46% | 3.33% | 3.16% | 2.83% |
| Avg credit score | 766.40 | 768.92 | 765.75 | 761.90 | 759.78 | 758.65 | 757.19 | 758.90 |
| Avg LTV (loan to value) | 67.95% | 68.55% | 70.92% | 68.75% | 70.29% | 68.52% | 67.52% | 65.50% |
| Avg DTI (debt to income) | 37.09 | 35.94 | 34.84 | 35.57 | 37.03 | 37.94 | 37.87 | 39.28 |
| % First time homebuyer | 52.34% | 48.03% | 46.57% | 45.64% | 44.97% | 45.58% | 49.27% | 41.04% |
| Avg mortgage insurance % | 0.78% | 1.02% | 2.11% | 1.49% | 2.82% | 2.19% | 2.87% | 1.99% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Emeryville, California 94662
If you’re looking to buy a new home in Emeryville, we have compiled a list of the leading mortgage brokers around Emeryville, California 94662 to help you with your search.
Name
Address
Contact
Hilltop Financial Emeryville
2000 Powell St
Emeryville CA 94662
(510) 923-0148
web.accessibility@hilton.com
Global Cash Access
4097 San Pablo Ave
Emeryville CA 94662
(510) 547-5568
Essex Credit
2200 Powell St
Emeryville CA 94662
(510) 653-9261
sales@essexcredit.com
Liquid Lending
1410 62nd St
Emeryville CA 94662
(510) 653-5322
http://www.liquidlending.com/
Northern California Funding
3300 Powell St
Emeryville CA 94662
(510) 428-1158
Address
2000 Powell St
Emeryville CA
Contact
(510) 923-0148
web.accessibility@hilton.com
Address
4097 San Pablo Ave
Emeryville CA
Contact
(510) 547-5568
Address
2200 Powell St
Emeryville CA
Contact
(510) 653-9261
sales@essexcredit.com