Compare Today’s Mortgage Rates in Emeryville, California 94662
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Emeryville, California 94662.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $21,397 over the lifetime of your 30-year fixed loan, or a monthly savings of $59 in Emeryville and other areas of Alameda county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Emeryville, California 94662
Become a certified mortgage expert on Pureloan.com
in Emeryville, California 94662
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Emeryville, California 94662
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Emeryville, CA 94662. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Emeryville, California 94662 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Emeryville, California and around Alameda county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 97.94% | 97.59% | 97.86% | 97.67% | 97.27% | 96.83% | 96.37% | 96.99% | 96.04% |
avg mortgage rate | 6.35% | 4.43% | 2.98% | 3.34% | 4.35% | 4.66% | 4.26% | 3.99% | 4.16% |
% 15 year fixed mortgage | 1.83% | 1.93% | 1.84% | 1.60% | 1.99% | 2.71% | 3.11% | 2.61% | 3.55% |
avg mortgage rate | 5.53% | 3.62% | 2.37% | 2.82% | 3.73% | 4.02% | 3.50% | 3.17% | 3.24% |
Avg credit score | 756.77 | 762.30 | 762.37 | 769.05 | 757.50 | 755.28 | 751.66 | 752.73 | 754.27 |
Avg LTV (loan to value) | 77.91% | 77.82% | 77.93% | 77.96% | 76.10% | 73.69% | 75.18% | 75.68% | 75.25% |
Avg DTI (debt to income) | 40.60 | 39.46 | 37.35 | 37.10 | 38.72 | 38.73 | 38.08 | 37.26 | 36.97 |
% First time homebuyer | 59.68% | 56.84% | 56.44% | 56.11% | 52.89% | 48.25% | 45.42% | 43.25% | 42.74% |
Avg mortgage insurance % | 11.32% | 10.61% | 9.69% | 9.55% | 9.30% | 6.82% | 6.61% | 6.74% | 5.80% |
Best Mortgage Brokers around Emeryville, California 94662
For those searching for a new home in Emeryville, we have compiled a list of the top mortgage brokers located in and around Emeryville, California 94662 to assist you with your search.
Hilltop Financial Emeryville
2000 Powell St
Emeryville CA 94662
(510) 923-0148
web.accessibility@hilton.com
Global Cash Access
4097 San Pablo Ave
Emeryville CA 94662
(510) 547-5568
Essex Credit
2200 Powell St
Emeryville CA 94662
(510) 653-9261
sales@essexcredit.com
Liquid Lending
1410 62nd St
Emeryville CA 94662
(510) 653-5322
http://www.liquidlending.com/
Northern California Funding
3300 Powell St
Emeryville CA 94662
(510) 428-1158
Address
2000 Powell St
Emeryville CA
Contact
(510) 923-0148
web.accessibility@hilton.com
Address
4097 San Pablo Ave
Emeryville CA
Contact
(510) 547-5568
Address
2200 Powell St
Emeryville CA
Contact
(510) 653-9261
sales@essexcredit.com