Compare Today’s Mortgage Rates in Emigrant Gap, California 95715
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Emigrant Gap, California 95715.
Our search engine thoroughly explores all home mortgage options in Emigrant Gap, California 95715, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $12,693 in lifetime cash or $35 per month in Emigrant Gap and other areas of Placer county.
Summary of Average Mortgages in Emigrant Gap, California 95715
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Interactive Mortgage Rate Projections for Emigrant Gap, California 95715
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Emigrant Gap, CA 95715. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Emigrant Gap, California 95715 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Emigrant Gap, California and around Placer county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Emigrant Gap, California 95715
For those searching for a new home in Emigrant Gap, we have compiled a list of the top mortgage brokers located in and around Emigrant Gap, California 95715 to assist you with your search.
Innovative Lending Solutions
16981 Placer Hills Rd
Meadow Vista CA 95715
(530) 823-5363
http://ilendingsolutions.com
First Priority Financial
1458 Walgra Meadows Rd
Meadow Vista CA 95715
(530) 878-1144
Sacramento First Mortgage
9261 Laguna Springs Dr
Elk Grove CA 95715
(916) 691-4303
Pinnacle Capital Mortgage
9250 Laguna Springs Dr
Elk Grove CA 95715
(916) 226-2464
Godt, Wade B
9245 Laguna Springs Dr
Elk Grove CA 95715
(800) 852-6718
funds@gobizloans.com
Address
16981 Placer Hills Rd
Meadow Vista CA
Contact
(530) 823-5363
http://ilendingsolutions.com
Address
1458 Walgra Meadows Rd
Meadow Vista CA
Contact
(530) 878-1144
Address
9261 Laguna Springs Dr
Elk Grove CA
Contact
(916) 691-4303