Compare Today’s Mortgage Rates for Empire, California

Pureloan searches mortgage lenders and major banks in Empire, California 95319 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,643 or $24 / month is expected in Empire and other areas of Stanislaus county.

Pureloan’s search engine explores all home mortgage options in Empire, California 95319, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Empire, California 95319

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Empire, CA 95319, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Empire, California 95319 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Empire, California and around Stanislaus county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Empire, California 95319

If you’re looking to buy a new home in Empire, we have compiled a list of the leading mortgage brokers around Empire, California 95319 to help you with your search.

Name
Address
Contact

J D Financial

1410 California St

Escalon CA 95319

(209) 838-8080

rmartinezc21@yahoo.com

D & D Financial Service

1760 Main St

Escalon CA 95319

(209) 838-2878

First Choice Mortgage

497 5th St

Gustine CA 95319

(209) 854-9600

don@kscable.com

Amex Financial Service

13210 Wells Fargo Dr

Groveland CA 95319

(209) 962-5551

http://www.americanfin.net

Hi-Tek Real Estate & Home Loans

155 Darcy Pkwy

Lathrop CA 95319

(209) 858-5700

Address

1410 California St

Escalon CA

Contact

(209) 838-8080

rmartinezc21@yahoo.com

Address

1760 Main St

Escalon CA

Contact

(209) 838-2878

Address

497 5th St

Gustine CA

Contact

(209) 854-9600

don@kscable.com

News on Mortgages and Reverse Mortgages for Empire, California 95319