Compare Today’s Mortgage Rates for Escalon, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Escalon, California 95320. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,897 or $52 / month in Escalon and surrounding areas of San Joaquin county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Escalon, California 95320.

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Summary of Average Mortgage Terms in Escalon, California 95320

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Escalon, CA 95320, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Escalon, California 95320 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Escalon, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Escalon, California 95320

If you’re looking to buy a new home in Escalon, we have compiled a list of the leading mortgage brokers around Escalon, California 95320 to help you with your search.

Name
Address
Contact

D & D Financial Service

1760 Main St

Escalon CA 95320

(209) 838-2878

J D Financial

1410 California St

Escalon CA 95320

(209) 838-8080

rmartinezc21@yahoo.com

First Choice Mortgage

497 5th St

Gustine CA 95320

(209) 854-9600

don@kscable.com

Amex Financial Service

13210 Wells Fargo Dr

Groveland CA 95320

(209) 962-5551

http://www.americanfin.net

Hi-Tek Real Estate & Home Loans

155 Darcy Pkwy

Lathrop CA 95320

(209) 858-5700

Address

1760 Main St

Escalon CA

Contact

(209) 838-2878

Address

1410 California St

Escalon CA

Contact

(209) 838-8080

rmartinezc21@yahoo.com

Address

497 5th St

Gustine CA

Contact

(209) 854-9600

don@kscable.com

News on Mortgages and Reverse Mortgages for Escalon, California 95320