Compare Today’s Mortgage Rates for Escalon, California
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Escalon, California 95320. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,897 or $52 / month in Escalon and surrounding areas of San Joaquin county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Escalon, California 95320.
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Summary of Average Mortgage Terms in Escalon, California 95320
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Escalon, CA 95320, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Escalon, California 95320 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Escalon, California and around San Joaquin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Escalon, California 95320
If you’re looking to buy a new home in Escalon, we have compiled a list of the leading mortgage brokers around Escalon, California 95320 to help you with your search.
Name
Address
Contact
D & D Financial Service
1760 Main St
Escalon CA 95320
(209) 838-2878
J D Financial
1410 California St
Escalon CA 95320
(209) 838-8080
rmartinezc21@yahoo.com
First Choice Mortgage
497 5th St
Gustine CA 95320
(209) 854-9600
don@kscable.com
Amex Financial Service
13210 Wells Fargo Dr
Groveland CA 95320
(209) 962-5551
http://www.americanfin.net
Hi-Tek Real Estate & Home Loans
155 Darcy Pkwy
Lathrop CA 95320
(209) 858-5700
Address
1760 Main St
Escalon CA
Contact
(209) 838-2878
Address
1410 California St
Escalon CA
Contact
(209) 838-8080
rmartinezc21@yahoo.com
Address
497 5th St
Gustine CA
Contact
(209) 854-9600
don@kscable.com