Compare Today’s Mortgage Rates for Escondido, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Escondido, California 92046. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $24,058 or $67 / month in Escondido and surrounding areas of San Diego county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Escondido, California 92046.

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Summary of Average Mortgage Terms in Escondido, California 92046

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Escondido, CA 92046, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Escondido, California 92046 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Escondido, California and around San Diego county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 96.21% 94.86% 93.52% 96.02% 96.01% 96.31% 96.82% 96.77%
avg mortgage rate 4.96% 4.70% 3.94% 4.03% 4.48% 4.14% 3.95% 4.21%
% 15 year fixed mortgage 3.34% 4.00% 5.51% 3.62% 3.59% 3.07% 2.80% 2.77%
avg mortgage rate 4.35% 3.95% 3.26% 3.20% 3.51% 3.28% 3.14% 3.34%
Avg credit score 764.75 766.40 766.21 760.01 755.53 757.44 754.41 756.90
Avg LTV (loan to value) 71.55% 72.38% 73.05% 75.30% 75.57% 74.95% 75.79% 74.44%
Avg DTI (debt to income) 36.90 36.18 36.13 36.80 37.62 37.51 38.39 38.67
% First time homebuyer 34.60% 26.71% 24.13% 28.74% 31.91% 31.37% 36.61% 34.69%
Avg mortgage insurance % 1.87% 2.23% 3.67% 5.97% 6.76% 6.51% 7.59% 6.56%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Escondido, California 92046

If you’re looking to buy a new home in Escondido, we have compiled a list of the leading mortgage brokers around Escondido, California 92046 to help you with your search.

Name
Address
Contact

Title Loans

190 W El Norte Pkwy

Escondido CA 92046

(760) 743-3542

Thorburn & Associates

9851 Nutby Ln

Escondido CA 92046

(760) 723-0677

G L Mortgage

29622 Gracilior Dr

Escondido CA 92046

(760) 751-9003

Solid Funding Solutions

1957 Rockhoff Ln

Escondido CA 92046

(760) 480-6204

http://www.findunsecuredloans.com/

Reverse Mortgage

8975 Lawrence Welk Dr

Escondido CA 92046

(760) 653-5275

owen.coyle@gmail.com

Address

190 W El Norte Pkwy

Escondido CA

Contact

(760) 743-3542

Address

9851 Nutby Ln

Escondido CA

Contact

(760) 723-0677

Address

29622 Gracilior Dr

Escondido CA

Contact

(760) 751-9003

News on Mortgages and Reverse Mortgages for Escondido, California 92046