Compare Today’s Mortgage Rates for Esparto, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Esparto, California 95627. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,353 or $40 / month in Esparto and surrounding areas of Yolo county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Esparto, California 95627.

No suitable program is found

Summary of Average Mortgage Terms in Esparto, California 95627

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Esparto, CA 95627, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Esparto, California 95627 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Esparto, California and around Yolo county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Esparto, California 95627

If you’re looking to buy a new home in Esparto, we have compiled a list of the leading mortgage brokers around Esparto, California 95627 to help you with your search.

Name
Address
Contact

Optimum Financial Group

101 Parkshore Dr

Folsom CA 95627

(916) 390-1231

Epic Capital

1024 Iron Point Rd

Folsom CA 95627

(916) 357-6550

http://www.epiccap.com/

Golden Bear Mortgage

806 Bidwell St

Folsom CA 95627

(916) 985-1818

http://www.gbmc.com

Wells Fargo Home Mortgage

1130 Iron Point Rd

Folsom CA 95627

(916) 294-3200

reportphish@wellsfargo.com

Masters Team Mortgage

785 Orchard Dr

Folsom CA 95627

(916) 988-5858

info@mastersteammortgage.com

Address

101 Parkshore Dr

Folsom CA

Contact

(916) 390-1231

Address

1024 Iron Point Rd

Folsom CA

Contact

(916) 357-6550

http://www.epiccap.com/

Address

806 Bidwell St

Folsom CA

Contact

(916) 985-1818

http://www.gbmc.com

News on Mortgages and Reverse Mortgages for Esparto, California 95627