Compare Today’s Mortgage Rates in Eureka, California 95501
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Eureka, California 95501.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $11,222 over the lifetime of your 30-year fixed loan, or a monthly savings of $31 in Eureka and other areas of Humboldt county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Eureka, California 95501
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Eureka, California 95501
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Eureka, CA 95501. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Eureka, California 95501 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Eureka, California and around Humboldt county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Eureka, California 95501
For those searching for a new home in Eureka, we have compiled a list of the top mortgage brokers located in and around Eureka, California 95501 to assist you with your search.
Name
Address
Contact
Key Mortgage
611 Harris St
Eureka CA 95501
(707) 442-2242
Nor Cal Home Finance
3857 Walnut Dr
Eureka CA 95501
(707) 445-3179
http://www.bindel.com/
Senior Finance Center
3117 E St
Eureka CA 95501
(707) 442-3300
http://www.srfinance.com
Briton Mortgage
303 Harris St
Eureka CA 95501
(707) 443-9940
janinea@britonmortgage.com
Key Mortgage Corporation
3117 E St
Eureka CA 95501
(707) 442-2242
Address
611 Harris St
Eureka CA
Contact
(707) 442-2242
Address
3857 Walnut Dr
Eureka CA
Contact
(707) 445-3179
http://www.bindel.com/
Address
3117 E St
Eureka CA
Contact
(707) 442-3300
http://www.srfinance.com