Compare Today’s Mortgage Rates for Eureka, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Eureka, California 95503. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $11,989 or $33 / month in Eureka and other areas of Humboldt county.

Our search engine explores all home mortgage options in Eureka, California 95503, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Eureka, California 95503

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Eureka, CA 95503, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Eureka, California 95503 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Eureka, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Eureka, California 95503

If you’re looking to buy a new home in Eureka, we have compiled a list of the leading mortgage brokers around Eureka, California 95503 to help you with your search.

Name
Address
Contact

Key Mortgage

611 Harris St

Eureka CA 95503

(707) 442-2242

Nor Cal Home Finance

3857 Walnut Dr

Eureka CA 95503

(707) 445-3179

http://www.bindel.com/

Senior Finance Center

3117 E St

Eureka CA 95503

(707) 442-3300

http://www.srfinance.com

Briton Mortgage

303 Harris St

Eureka CA 95503

(707) 443-9940

janinea@britonmortgage.com

Key Mortgage Corporation

3117 E St

Eureka CA 95503

(707) 442-2242

Address

611 Harris St

Eureka CA

Contact

(707) 442-2242

Address

3857 Walnut Dr

Eureka CA

Contact

(707) 445-3179

http://www.bindel.com/

Address

3117 E St

Eureka CA

Contact

(707) 442-3300

http://www.srfinance.com

News on Mortgages and Reverse Mortgages for Eureka, California 95503