Compare Today’s Mortgage Rates for Felton, California

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Felton, California 95018. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $29,177 or $81 / month in Felton and other areas of Santa Cruz county.

Our search engine explores all home mortgage options in Felton, California 95018, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Felton, California 95018

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Felton, CA 95018, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Felton, California 95018 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Felton, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Felton, California 95018

If you’re looking to buy a new home in Felton, we have compiled a list of the leading mortgage brokers around Felton, California 95018 to help you with your search.

Name
Address
Contact

Miller Kent

320 1st St

Gilroy CA 95018

(408) 842-3557

American General Financial Svc

6915 Camino Arroyo

Gilroy CA 95018

(408) 848-1192

http://www.loansfast.com

Santa Barbara Bank & Trust

8000 Santa Teresa Blvd

Gilroy CA 95018

(408) 848-2161

https://www.sbbt.com/personal-home.php

Wells Fargo Home Mortgage

273 E 10th St

Gilroy CA 95018

(408) 847-3650

http://www.wellsfargo.com/mortgage/

Easy Mart

150 Leavesley Rd

Gilroy CA 95018

(408) 842-0098

Address

320 1st St

Gilroy CA

Contact

(408) 842-3557

Address

6915 Camino Arroyo

Gilroy CA

Contact

(408) 848-1192

http://www.loansfast.com

Address

8000 Santa Teresa Blvd

Gilroy CA

Contact

(408) 848-2161

https://www.sbbt.com/personal-home.php

News on Mortgages and Reverse Mortgages for Felton, California 95018