Compare Today’s Mortgage Rates for Felton, California
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Felton, California 95018. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $29,177 or $81 / month in Felton and other areas of Santa Cruz county.
Our search engine explores all home mortgage options in Felton, California 95018, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Felton, California 95018
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Felton, CA 95018, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Felton, California 95018 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Felton, California and around Santa Cruz county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.04% | 94.18% | 94.66% | 95.12% | 95.94% | 95.61% | 97.29% | 94.51% |
| avg mortgage rate | 4.96% | 4.71% | 3.96% | 4.01% | 4.48% | 4.15% | 4.00% | 4.22% |
| % 15 year fixed mortgage | 4.17% | 5.08% | 4.76% | 4.68% | 3.78% | 4.21% | 2.71% | 5.24% |
| avg mortgage rate | 4.38% | 3.87% | 3.26% | 3.14% | 3.45% | 3.33% | 3.06% | 3.48% |
| Avg credit score | 765.46 | 766.53 | 767.45 | 760.49 | 756.42 | 757.49 | 753.09 | 751.38 |
| Avg LTV (loan to value) | 69.93% | 71.17% | 73.45% | 72.22% | 72.29% | 71.28% | 71.40% | 71.77% |
| Avg DTI (debt to income) | 36.74 | 35.95 | 34.75 | 36.22 | 37.05 | 37.50 | 37.63 | 37.80 |
| % First time homebuyer | 45.35% | 40.48% | 38.00% | 37.07% | 37.02% | 35.72% | 40.68% | 43.14% |
| Avg mortgage insurance % | 1.24% | 2.11% | 3.46% | 3.65% | 4.27% | 3.36% | 4.29% | 5.48% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Felton, California 95018
If you’re looking to buy a new home in Felton, we have compiled a list of the leading mortgage brokers around Felton, California 95018 to help you with your search.
Name
Address
Contact
Miller Kent
320 1st St
Gilroy CA 95018
(408) 842-3557
American General Financial Svc
6915 Camino Arroyo
Gilroy CA 95018
(408) 848-1192
http://www.loansfast.com
Santa Barbara Bank & Trust
8000 Santa Teresa Blvd
Gilroy CA 95018
(408) 848-2161
https://www.sbbt.com/personal-home.php
Wells Fargo Home Mortgage
273 E 10th St
Gilroy CA 95018
(408) 847-3650
http://www.wellsfargo.com/mortgage/
Easy Mart
150 Leavesley Rd
Gilroy CA 95018
(408) 842-0098
Address
320 1st St
Gilroy CA
Contact
(408) 842-3557
Address
6915 Camino Arroyo
Gilroy CA
Contact
(408) 848-1192
http://www.loansfast.com
Address
8000 Santa Teresa Blvd
Gilroy CA
Contact
(408) 848-2161
https://www.sbbt.com/personal-home.php