Compare Today’s Mortgage Rates for Ferndale, California

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ferndale, California 95536. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $15,994 or $44 / month in Ferndale and surrounding areas of Humboldt county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ferndale, California 95536.

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Summary of Average Mortgage Terms in Ferndale, California 95536

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ferndale, CA 95536, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ferndale, California 95536 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ferndale, California and around Humboldt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ferndale, California 95536

If you’re looking to buy a new home in Ferndale, we have compiled a list of the leading mortgage brokers around Ferndale, California 95536 to help you with your search.

Name
Address
Contact

Professional Mortgage Group

934 S Fortuna Blvd

Fortuna CA 95536

(707) 725-0800

http://www.professionalmortgagegroup.com/

Briton Mortgage

819 Main St

Fortuna CA 95536

(707) 725-9009

Briton Mortgage

1075 S Fortuna Blvd

Fortuna CA 95536

(707) 725-9009

http://www.britonmortgage.com

Professional Mortgage Group

1036 5th St

Eureka CA 95536

(707) 445-9767

http://www.professionalmortgagegroup.com/

Humboldt Mortgage Company

2037 Harrison Ave

Eureka CA 95536

(707) 445-3027

mortgage@humboldt1.com

Address

934 S Fortuna Blvd

Fortuna CA

Contact

(707) 725-0800

http://www.professionalmortgagegroup.com/

Address

819 Main St

Fortuna CA

Contact

(707) 725-9009

Address

1075 S Fortuna Blvd

Fortuna CA

Contact

(707) 725-9009

http://www.britonmortgage.com

News on Mortgages and Reverse Mortgages for Ferndale, California 95536