Compare Today’s Mortgage Rates in Ferndale, California 95536
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Ferndale, California 95536.
Our search engine thoroughly explores all home mortgage options in Ferndale, California 95536, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $14,144 in lifetime cash or $39 per month in Ferndale and other areas of Humboldt county.
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Summary of Average Mortgages in Ferndale, California 95536
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ferndale, California 95536
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ferndale, CA 95536. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ferndale, California 95536 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ferndale, California and around Humboldt county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
| avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
| % 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
| avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
| Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
| Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
| Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
| % First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
| Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Ferndale, California 95536
For those searching for a new home in Ferndale, we have compiled a list of the top mortgage brokers located in and around Ferndale, California 95536 to assist you with your search.
Name
Address
Contact
Professional Mortgage Group
934 S Fortuna Blvd
Fortuna CA 95536
(707) 725-0800
http://www.professionalmortgagegroup.com/
Briton Mortgage
819 Main St
Fortuna CA 95536
(707) 725-9009
Briton Mortgage
1075 S Fortuna Blvd
Fortuna CA 95536
(707) 725-9009
http://www.britonmortgage.com
Professional Mortgage Group
1036 5th St
Eureka CA 95536
(707) 445-9767
http://www.professionalmortgagegroup.com/
Humboldt Mortgage Company
2037 Harrison Ave
Eureka CA 95536
(707) 445-3027
mortgage@humboldt1.com
Address
934 S Fortuna Blvd
Fortuna CA
Contact
(707) 725-0800
http://www.professionalmortgagegroup.com/
Address
819 Main St
Fortuna CA
Contact
(707) 725-9009
Address
1075 S Fortuna Blvd
Fortuna CA
Contact
(707) 725-9009
http://www.britonmortgage.com