Compare Today’s Mortgage Rates for Folsom, California

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Folsom, California 95763. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $73,555 or $204 / month in Folsom and surrounding areas of Sacramento county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Folsom, California 95763.

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Summary of Average Mortgage Terms in Folsom, California 95763

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Folsom, California 95763 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Folsom, California and around Sacramento county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
% 10 year fixed mortgage 0.09% 0.10% 0.09%
avg mortgage rate 3.38% 3.13% 3.00%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg Combined LTV (loan to value) 70.71% 71.75% 74.17% 73.23% 73.26% 72.68% 73.02% 73.51%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Folsom, California 95763

If you’re looking to buy a new home in Folsom, we have compiled a list of the leading mortgage brokers around Folsom, California 95763 to help you with your search.

Name
Address
Contact

Reliamax

101 Parkshore Dr

Folsom CA 95763

(916) 932-2428

Golden Bear Mortgage Company

111 Woodmere Rd

Folsom CA 95763

(916) 985-1818

http://www.gbmc.com

Allante Real Estate Group

2600 E Bidwell St

Folsom CA 95763

(916) 983-8282

Mortgage Plus

908 Natoma St

Folsom CA 95763

(916) 608-2500

management@mortgage-plus.com

Sierra Capital Mortgage

616 Natoma St

Folsom CA 95763

(916) 608-0888

Address

101 Parkshore Dr

Folsom CA

Contact

(916) 932-2428

Address

111 Woodmere Rd

Folsom CA

Contact

(916) 985-1818

http://www.gbmc.com

Address

2600 E Bidwell St

Folsom CA

Contact

(916) 983-8282

News on Mortgages and Reverse Mortgages for Folsom, California 95763