Compare Today’s Mortgage Rates in Folsom, California 95630
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Folsom, California 95630.
Our search engine thoroughly explores all home mortgage options in Folsom, California 95630, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $21,397 in lifetime cash or $59 per month in Folsom and other areas of Sacramento county.
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Summary of Average Mortgages in Folsom, California 95630
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Folsom, California 95630
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Folsom, CA 95630. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Folsom, California 95630 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Folsom, California and around Sacramento county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 98.28% | 96.83% | 96.85% | 94.66% | 96.29% | 95.28% | 94.58% | 96.11% | 92.96% |
avg mortgage rate | 6.37% | 4.50% | 3.05% | 3.49% | 4.52% | 4.79% | 4.37% | 4.08% | 4.22% |
% 15 year fixed mortgage | 1.72% | 2.61% | 2.64% | 3.62% | 3.12% | 3.40% | 4.86% | 3.36% | 6.89% |
avg mortgage rate | 5.75% | 3.52% | 2.37% | 2.97% | 3.70% | 3.98% | 3.58% | 3.37% | 3.41% |
Avg credit score | 747.91 | 751.36 | 750.07 | 753.32 | 756.00 | 755.03 | 743.68 | 742.96 | 750.19 |
Avg LTV (loan to value) | 81.04% | 80.24% | 80.94% | 81.47% | 79.46% | 77.54% | 78.70% | 79.39% | 79.19% |
Avg DTI (debt to income) | 40.67 | 38.97 | 37.04 | 36.48 | 38.16 | 37.66 | 36.77 | 35.97 | 35.93 |
% First time homebuyer | 47.59% | 45.64% | 40.51% | 37.92% | 36.98% | 31.89% | 30.91% | 33.44% | 29.79% |
Avg mortgage insurance % | 13.09% | 12.06% | 12.18% | 11.53% | 10.35% | 8.70% | 8.23% | 9.50% | 8.37% |
Best Mortgage Brokers around Folsom, California 95630
For those searching for a new home in Folsom, we have compiled a list of the top mortgage brokers located in and around Folsom, California 95630 to assist you with your search.
Name
Address
Contact
Reliamax
101 Parkshore Dr
Folsom CA 95630
(916) 932-2428
Golden Bear Mortgage Company
111 Woodmere Rd
Folsom CA 95630
(916) 985-1818
http://www.gbmc.com
Allante Real Estate Group
2600 E Bidwell St
Folsom CA 95630
(916) 983-8282
Mortgage Plus
908 Natoma St
Folsom CA 95630
(916) 608-2500
management@mortgage-plus.com
Sierra Capital Mortgage
616 Natoma St
Folsom CA 95630
(916) 608-0888
Address
101 Parkshore Dr
Folsom CA
Contact
(916) 932-2428
Address
111 Woodmere Rd
Folsom CA
Contact
(916) 985-1818
http://www.gbmc.com
Address
2600 E Bidwell St
Folsom CA
Contact
(916) 983-8282