Compare Today’s Mortgage Rates for Foothill Ranch, California
Pureloan searches mortgage lenders and major banks in Foothill Ranch, California 92610 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,943 or $39 / month is expected in Foothill Ranch and other areas of Riverside county.
Pureloan’s search engine explores all home mortgage options in Foothill Ranch, California 92610, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
No suitable program is found
Summary of Average Mortgage Terms in Foothill Ranch, California 92610
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Foothill Ranch, CA 92610, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Foothill Ranch, California 92610 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Foothill Ranch, California and around Riverside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.21% | 94.86% | 93.52% | 96.02% | 96.01% | 96.31% | 96.82% | 96.77% |
| avg mortgage rate | 4.96% | 4.70% | 3.94% | 4.03% | 4.48% | 4.14% | 3.95% | 4.21% |
| % 15 year fixed mortgage | 3.34% | 4.00% | 5.51% | 3.62% | 3.59% | 3.07% | 2.80% | 2.77% |
| avg mortgage rate | 4.35% | 3.95% | 3.26% | 3.20% | 3.51% | 3.28% | 3.14% | 3.34% |
| Avg credit score | 764.75 | 766.40 | 766.21 | 760.01 | 755.53 | 757.44 | 754.41 | 756.90 |
| Avg LTV (loan to value) | 71.55% | 72.38% | 73.05% | 75.30% | 75.57% | 74.95% | 75.79% | 74.44% |
| Avg DTI (debt to income) | 36.90 | 36.18 | 36.13 | 36.80 | 37.62 | 37.51 | 38.39 | 38.67 |
| % First time homebuyer | 34.60% | 26.71% | 24.13% | 28.74% | 31.91% | 31.37% | 36.61% | 34.69% |
| Avg mortgage insurance % | 1.87% | 2.23% | 3.67% | 5.97% | 6.76% | 6.51% | 7.59% | 6.56% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Foothill Ranch, California 92610
If you’re looking to buy a new home in Foothill Ranch, we have compiled a list of the leading mortgage brokers around Foothill Ranch, California 92610 to help you with your search.
Name
Address
Contact
Bridge Capital
26322 Towne Centre Dr
Foothill Ranch CA 92610
(949) 860-1200
Mortgage Loan Advisors
27171 Burbank
Foothill Ranch CA 92610
(949) 837-4773
Pacific Coast Home Realty
57 Tessera Ave
Foothill Ranch CA 92610
(949) 305-6349
http://pchlr.com
loanDepot
26642 Towne Centre Dr
Foothill Ranch CA 92610
(949) 297-2820
customerservice@loanadministration.com
New Penn Financial
26642 Towne Centre Dr
Foothill Ranch CA 92610
(949) 916-0696
http://www.newpennfinancial.com/
Address
26322 Towne Centre Dr
Foothill Ranch CA
Contact
(949) 860-1200
Address
27171 Burbank
Foothill Ranch CA
Contact
(949) 837-4773
Address
57 Tessera Ave
Foothill Ranch CA
Contact
(949) 305-6349
http://pchlr.com