Compare Today’s Mortgage Rates for Forest Ranch, California

Pureloan searches mortgage lenders and major banks in Forest Ranch, California 95942 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,788 or $36 / month is expected in Forest Ranch and other areas of Butte county.

Pureloan’s search engine explores all home mortgage options in Forest Ranch, California 95942, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Forest Ranch, California 95942

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Forest Ranch, CA 95942, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Forest Ranch, California 95942 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Forest Ranch, California and around Butte county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 95.04% 94.18% 94.66% 95.12% 95.94% 95.61% 97.29% 94.51%
avg mortgage rate 4.96% 4.71% 3.96% 4.01% 4.48% 4.15% 4.00% 4.22%
% 15 year fixed mortgage 4.17% 5.08% 4.76% 4.68% 3.78% 4.21% 2.71% 5.24%
avg mortgage rate 4.38% 3.87% 3.26% 3.14% 3.45% 3.33% 3.06% 3.48%
Avg credit score 765.46 766.53 767.45 760.49 756.42 757.49 753.09 751.38
Avg LTV (loan to value) 69.93% 71.17% 73.45% 72.22% 72.29% 71.28% 71.40% 71.77%
Avg DTI (debt to income) 36.74 35.95 34.75 36.22 37.05 37.50 37.63 37.80
% First time homebuyer 45.35% 40.48% 38.00% 37.07% 37.02% 35.72% 40.68% 43.14%
Avg mortgage insurance % 1.24% 2.11% 3.46% 3.65% 4.27% 3.36% 4.29% 5.48%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Forest Ranch, California 95942

If you’re looking to buy a new home in Forest Ranch, we have compiled a list of the leading mortgage brokers around Forest Ranch, California 95942 to help you with your search.

Name
Address
Contact

Evergreen Home Loans

10142 Commercial Ave

Penn Valley CA 95942

(530) 205-9359

Wells Fargo Home Mortgage

214 Mill St

Grass Valley CA 95942

(530) 271-0239

http://www.wellsfargo.com/mortgage/

Nevada County Processing Service

154 Hughes Rd

Grass Valley CA 95942

(530) 273-8218

Lender Solutions

412 E Main St

Grass Valley CA 95942

(530) 274-7060

Northern California Mortgage Co.

113 Presley Way

Grass Valley CA 95942

(530) 271-5500

stan@norcaloans.com

Address

10142 Commercial Ave

Penn Valley CA

Contact

(530) 205-9359

Address

214 Mill St

Grass Valley CA

Contact

(530) 271-0239

http://www.wellsfargo.com/mortgage/

Address

154 Hughes Rd

Grass Valley CA

Contact

(530) 273-8218

News on Mortgages and Reverse Mortgages for Forest Ranch, California 95942